Amerisave Logo
Resource Center

Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

How Long Will It Take To Pay off My Loan Calculator: The Complete Guide to Getting Debt-Free Faster

How Long Will It Take To Pay off My Loan Calculator: The Complete Guide to Getting Debt-Free Faster

Okay, so a friend texted me at 11PM last week, asking if making one extra mortgage payment per year would...

June 9, 2025|46 min read
House Closing Process: Ultimate 2026 Guide

House Closing Process: Ultimate 2026 Guide

If the home-buying process is a marathon, then closing is the marathon's final mile—but with hurdles between you and the...

June 9, 2025|10 min read
HELOC Payment Calculator: Your Complete Guide to Understanding and Planning Home Equity Line Payments in 2026

HELOC Payment Calculator: Your Complete Guide to Understanding and Planning Home Equity Line Payments in 2026

Last week, a neighbor stopped me in the driveway while I was loading groceries, stressed about whether she could afford...

June 9, 2025|47 min read
HELOC Debt Consolidation Calculator: The Smart Way to Eliminate High-Interest Debt Forever (While Saving Thousands)

HELOC Debt Consolidation Calculator: The Smart Way to Eliminate High-Interest Debt Forever (While Saving Thousands)

Understanding HELOC Debt Consolidation: Your Path to Financial Freedom Okay, so here's what happened last month when I was reviewing...

June 9, 2025|42 min read
HELOC Calculator: Unlock Your Home's Hidden Cash in Under 60 Seconds (Most Homeowners Sitting on $300K+ Don't Even Know It)

HELOC Calculator: Unlock Your Home's Hidden Cash in Under 60 Seconds (Most Homeowners Sitting on $300K+ Don't Even Know It)

Understanding What a HELOC Calculator Actually Does A HELOC calculator is a financial tool that estimates how much you can...

June 9, 2025|61 min read
FHA vs. Conventional Loans in 2026: Comparing Key Differences

FHA vs. Conventional Loans in 2026: Comparing Key Differences

What is an FHA loan? Backed by the Federal Housing Authority, an FHA loan is a type of mortgage specifically...

June 9, 2025|6 min read
FHA vs VA Loans in 2026: 7 Key Differences Every Home Buyer Must Know

FHA vs VA Loans in 2026: 7 Key Differences Every Home Buyer Must Know

After working with thousands of buyers since I started in this business at 18, I can tell you that choosing...

June 9, 2025|13 min read
FHA vs Conventional Loans: 2026 Complete Comparison Guide

FHA vs Conventional Loans: 2026 Complete Comparison Guide

What Is an FHA Loan? The Federal Housing Administration (FHA) insures FHA loans, which let people with credit scores of...

June 9, 2025|37 min read
FHA Non-Occupant Co-Borrowers in 2026: Your Complete Guide to Qualifying with Family Help

FHA Non-Occupant Co-Borrowers in 2026: Your Complete Guide to Qualifying with Family Help

In 2026, the housing market is tough. First-time buyers make up only 21% of all sales, and the median home...

June 9, 2025|30 min read