Amerisave Logo
Amerisave Logo
Resource Center

Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

Article Thumbnail

FHA vs Conventional Loans: 2026 Complete Comparison Guide

What Is an FHA Loan? The Federal Housing Administration (FHA) insures FHA loans, which let people with credit scores of...

June 9, 2025|37 min read
Article Thumbnail

FHA Non-Occupant Co-Borrowers in 2026: Your Complete Guide to Qualifying with Family Help

In 2026, the housing market is tough. First-time buyers make up only 21% of all sales, and the median home...

June 9, 2025|30 min read
Article Thumbnail

FHA Multifamily Loans: Complete 2026 Guide to Financing Multi-Unit Properties

Look, here's the deal. When most people hear "FHA multifamily loan," they're actually thinking about two completely different loan programs....

June 9, 2025|9 min read
Article Thumbnail

FHA Mortgage Insurance Removal in 2026: Complete Guide to Eliminating Your MIP

Let me be straight with you about FHA mortgage insurance. I've worked with borrowers across 37 states during my entire...

June 9, 2025|15 min read
Article Thumbnail

FHA Mortgage Insurance Premium (MIP) in 2026: Complete Cost Breakdown and Removal Strategies

Understanding FHA Mortgage Insurance: What It Is and Why It Exists FHA mortgage insurance premium is what you pay for...

June 9, 2025|20 min read
Article Thumbnail

FHA Minimum Property Standards 2026: Complete Checklist for Home buyers

Why FHA Property Standards Matter for Your Home Purchase Look, I've been in this business since I was 18 and...

June 9, 2025|9 min read
Article Thumbnail

FHA Loans for Mobile Homes: Your 2026 Guide to Manufactured Home Financing

Why FHA Manufactured Home Loans Matter in 2026 According to HUD's March 2024 announcement, FHA Title I manufactured home loan...

June 9, 2025|7 min read
Article Thumbnail

FHA Loan Closing Costs in 2026: What to Expect and How to Save

If you're thinking about getting an FHA loan in 2026-and you should if you're a first-time buyer or have less...

June 9, 2025|15 min read
Article Thumbnail

Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Introduction: When Your Dream Home Needs a Little Work Last month, a young couple here in Louisville found what they...

June 9, 2025|21 min read