Amerisave Logo
Resource Center

Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

Your Complete Guide to Construction Loans in 2026: Building Your Dream Home From the Ground Up

Your Complete Guide to Construction Loans in 2026: Building Your Dream Home From the Ground Up

If You Can Remember One Thing Construction loans are short-term loans that help pay for building a home in stages...

June 9, 2025|25 min read
Where Your Property Taxes Go: 9 Ways Your Money Funds Communities In 2026

Where Your Property Taxes Go: 9 Ways Your Money Funds Communities In 2026

Honestly, nobody gets excited about paying property taxes. I completely understand that. Every quarter when those bills arrive or every...

June 9, 2025|21 min read
What Mortgage Loan Originators Actually Do in 2026: Your Complete Guide

What Mortgage Loan Originators Actually Do in 2026: Your Complete Guide

Understanding the Role of Mortgage Loan Originators One of my team members was explaining our project workflow, and they used...

June 9, 2025|12 min read
What Are Mortgage Points And Should You Buy Them in 2026?

What Are Mortgage Points And Should You Buy Them in 2026?

Mortgage points are a good idea for many home buyers, though not everyone can benefit from them and for some,...

June 9, 2025|5 min read
What a $150,000 Mortgage Really Costs in 2026: Complete Breakdown

What a $150,000 Mortgage Really Costs in 2026: Complete Breakdown

Understanding the Real Cost of a $150,000 Mortgage: November 2025 Reality Okay, so here's what happened when I started working...

June 9, 2025|18 min read
VA Loans for Investment Property: 6 Critical Rules Every Veteran Must Know in 2026

VA Loans for Investment Property: 6 Critical Rules Every Veteran Must Know in 2026

Understanding VA Loans and Investment Property in 2026 Here's what I tell every borrower who asks about using VA loans...

June 9, 2025|15 min read
VA Loan Inspection and Appraisal Requirements in 2026: 7 Essential Things Every Veteran and Service Member Must Know

VA Loan Inspection and Appraisal Requirements in 2026: 7 Essential Things Every Veteran and Service Member Must Know

Understanding VA Loan Inspection Requirements: The Truth About What's Actually Required Here's what I tell every borrower working with a...

June 9, 2025|15 min read
VA Loan Closing Costs in 2026: Complete Fee Breakdown for Military Homebuyers

VA Loan Closing Costs in 2026: Complete Fee Breakdown for Military Homebuyers

VA loans are one of the best things you get for serving in the military. No down payment, no private...

June 9, 2025|17 min read
VA Funding Fee in 2026: Complete Rate Charts, Exemptions & Cost-Saving Strategies

VA Funding Fee in 2026: Complete Rate Charts, Exemptions & Cost-Saving Strategies

Let me be straight with you about VA funding fees. I've worked with thousands of military buyers over my career...

June 9, 2025|19 min read