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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

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FHA Loan Closing Costs in 2026: What to Expect and How to Save

If you're thinking about getting an FHA loan in 2026-and you should if you're a first-time buyer or have less...

June 9, 2025|15 min read
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VA Loans for Investment Property: 6 Critical Rules Every Veteran Must Know in 2026

Understanding VA Loans and Investment Property in 2026 Here's what I tell every borrower who asks about using VA loans...

June 9, 2025|15 min read
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VA Funding Fee in 2026: Complete Rate Charts, Exemptions & Cost-Saving Strategies

Let me be straight with you about VA funding fees. I've worked with thousands of military buyers over my career...

June 9, 2025|19 min read
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Owner-Occupied Properties: 7 Things Every Real Estate Investor Needs to Know in 2026

Why Owner-Occupied Properties Matter More Than Ever in 2026 Here's what I tell every borrower who's thinking about real estate...

June 9, 2025|13 min read
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FHA Mortgage Insurance Removal in 2026: Complete Guide to Eliminating Your MIP

Let me be straight with you about FHA mortgage insurance. I've worked with borrowers across 37 states during my entire...

June 9, 2025|15 min read
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2026 FHA Loan Limits: 8 Things Every Home Buyer Needs to Know About the $541,287 to $1.25M Range

FHA loan limits are more important than most first-time home buyers think. These limits set the most money you can...

June 9, 2025|24 min read
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Essential Mortgage Loan Terms Every Home Buyer Should Know in 2026

Loan Terms Every Home Buyer Should Know Navigating the mortgage process can feel like learning a completely new language. Between...

June 9, 2025|21 min read
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2026 USDA Eligibility Map: Complete Guide to Rural Property Requirements

Look, I'm gonna be real with you right up front. When most people hear "USDA loan," they picture farms and...

June 9, 2025|21 min read
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Is Home Insurance Tax Deductible in 2026?

The Short Answer About Home Insurance and Your Taxes Here's what you need to know right now: If you live...

June 9, 2025|23 min read