What Counts as a Short-Term Mortgage, and Why the Label Is Slippery Every borrower situation is different, and that's true before we even get to the loan...
It seems like getting a private mortgage should be easier than using a bank. There's no committee, no underwriter, and no mountain of paperwork. Terms are...
What You Need to Know Before Signing on the Dotted Line Okay, here's the deal. You have spent weekends driving around neighborhoods, looking at listings at...
Understanding How Credit Scores Work Before Diagnosing Drops Credit scores function as financial report cards that lenders use to evaluate how reliably you...
Why the Same Loan Costs Two Borrowers Two Different Amounts Ask five people what a $500,000 mortgage costs and you'll get five answers, because the honest...
What You're Actually Paying for in a $700,000 Mortgage Payment Every borrower who asks me what a $700,000 mortgage costs is really asking two questions at...
Why Investors Look to Home Equity First Every real estate investor, beginner or seasoned, has at some point faced the challenge of coming up with a down...
Why the Cash-In Refinance Math Has Changed for Today's Borrower Any refinance decision starts with time horizon, not rate. How long will the borrower live in...
1. A VA Loan Skips the Monthly Mortgage Insurance Most Buyers Pay Here's the short version, and it's the whole reason this benefit matters: a VA loan doesn't...
Why a Home Equity Loan Does Not Lock You Into Your House A lot of homeowners think a home equity loan ties their hands. They borrowed against the house, so...
