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Financial Health Resources

If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

10 Best Property Management Software Solutions for 2026: Complete Guide

10 Best Property Management Software Solutions for 2026: Complete Guide

When I first moved into project management at AmeriSave, one of the biggest revelations was seeing how technology could completely...

Jul 14, 2026|8 min read
Cash-In Refinance in 2026: 6 Borrower Scenarios Where the Math Actually Pencils Out

Cash-In Refinance in 2026: 6 Borrower Scenarios Where the Math Actually Pencils Out

Why the Cash-In Refinance Math Has Changed for Today's Borrower Any refinance decision starts with time horizon, not rate. How...

Jul 14, 2026|6 min read
Proof of Funds Letter: 7 Things That Make a Seller Trust Your Offer

Proof of Funds Letter: 7 Things That Make a Seller Trust Your Offer

Why a Proof of Funds Letter Can Make or Break Your Offer Most home buyers think of a proof of...

Jul 14, 2026|7 min read
What Percentage of Your Income Should Go to a Mortgage? 9 Rules for 2026

What Percentage of Your Income Should Go to a Mortgage? 9 Rules for 2026

Why the Right Percentage Looks Different Right Now Each borrower's circumstances are unique. When someone asks me what percent of...

Jul 14, 2026|6 min read
What Is Considered Debt When Applying for a Mortgage in 2026: 12 Categories Lenders Review

What Is Considered Debt When Applying for a Mortgage in 2026: 12 Categories Lenders Review

Why Your Debt Picture Matters More Than You Think Every borrower situation is different, but one pattern holds across almost...

Jul 14, 2026|7 min read
Understanding Tri-Merge Credit Reports in 2026: What Mortgage Borrowers Need to Know

Understanding Tri-Merge Credit Reports in 2026: What Mortgage Borrowers Need to Know

I was talking to a borrower last week-actually, it was Thursday afternoon when I should've been wrapping up for the...

Jul 14, 2026|9 min read
The Cheapest Ways to Build a House in 2026: 14 Money-Saving Strategies for Budget-Conscious Builders

The Cheapest Ways to Build a House in 2026: 14 Money-Saving Strategies for Budget-Conscious Builders

When you're looking at real estate listings and every house looks like it costs way too much, think about that...

Jul 14, 2026|9 min read
Self-Employed Mortgage Guide for 2026: 12 Strategies to Get Approved

Self-Employed Mortgage Guide for 2026: 12 Strategies to Get Approved

Why Self-Employed Mortgages Work Differently in Today's Market When I began working with self-employed borrowers in the Dallas-Fort Worth area,...

Jul 14, 2026|9 min read
Mortgage Loan Processing in 2026: The 12 Stages Between Application and Closing

Mortgage Loan Processing in 2026: The 12 Stages Between Application and Closing

What Loan Processing Actually Is and Why the Timeline You Have Heard About May Be Off The biggest misconception about...

Jul 14, 2026|8 min read