Financial Health Resources
If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.
Self-Employed Mortgage Guide for 2026: 12 Strategies to Get Approved
Qualifying as Self-Employed for a Mortgage Buying a home when you’re self-employed is an uncommon path to homeownership, but it’s...
The House Rich, Cash Poor Paradox
AmeriSave surveyed 1,000 U.S. homeowners and found rising housing costs are squeezing budgets, even as property values and home equity...
How to Get a Mortgage Without 2 Years of Work History: 8 Paths That Work in 2026
The short answer: yes, and here's what lenders actually check Every borrower's situation is different, and work history might be...
What Credit Score Is Needed to Rent an Apartment in 2026?
So, What Credit Score Do You Really Need to Rent? I've spent 26 years in mortgage lending, which means I've...
How Lenders View Retirement Income When You Apply for a Mortgage: A 2026 Guide
The Short Answer: Yes, Retirement Income Counts When you stop taking home a salary, the worry is natural: if I...
Can You Get a Mortgage Without a Job in 2026? 8 Ways to Qualify
Getting a Mortgage Without Employment: What Lenders Actually Need Look, I get asked constantly: "Can I really buy a house...
Complete Guide to Mortgage Qualification Requirements in 2026: What You Really Need to Get Approved
How to Really Understand How Mortgage Qualification Works in Today's Market I always tell people who want to borrow money...
Complete Guide to Co-Signing a Mortgage in 2026: What Borrowers and Co-Signers Need to Know
Understanding Co-Signing: What You're Really Agreeing To Look, here's the deal. I've spent my entire career in the mortgage industry...
Letter of Explanation for a Mortgage: 9 Common Reasons Underwriters Ask for One in 2026
What a Letter of Explanation Actually Is and Why Underwriters Ask for One Every borrower situation is different. That is...