If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

What Is a Good Credit Score to Buy a House? Let's cut straight to what you really want to know:...

For some prospective homebuyers, rising interest rates might make it feel like the dream of homeownership is slipping away. The...

Ever wonder what it would be like to own your house free and clear? No mortgage loan. No monthly house...

1. Refinance for a lower rate Perhaps the most effective way to lower your monthly mortgage payment while saving cash...

Understanding the three key factors -- income, credit history, and debt-to-income ratio (DTI) -- is crucial for mortgage eligibility. Income...

Amortization is the structured way of paying off a mortgage through scheduled monthly payments. Each payment covers interest and principal,...

The debt landscape in the U.S. Many homeowners are successfully paying down their balances, sticking to a plan that works....

Sooner or later, most homeowners debate whether to buy a new home or renovate their existing one. It's a challenging...

Lenders will nearly always review your credit score when you apply for a mortgage. That's because they want to know...