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Financial Health Resources

If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

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What Credit Score Is Needed to Buy a House in 2026: Your Complete Guide to Home Loan Approval

What Is a Good Credit Score to Buy a House? Let's cut straight to what you really want to know:...

June 9, 2025|33 min read
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Ultimate Guide to Mortgage Rate Buydowns in 2026

For some prospective homebuyers, rising interest rates might make it feel like the dream of homeownership is slipping away. The...

June 9, 2025|6 min read
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How To Pay Off Your Mortgage Sooner in 2026

Ever wonder what it would be like to own your house free and clear? No mortgage loan. No monthly house...

June 9, 2025|4 min read
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How to Lower Your Mortgage Payment in 2026

1. Refinance for a lower rate Perhaps the most effective way to lower your monthly mortgage payment while saving cash...

June 9, 2025|5 min read
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How to Lower Debt-to-Income (DTI) Ratio for a Loan in 2026

Understanding the three key factors -- income, credit history, and debt-to-income ratio (DTI) -- is crucial for mortgage eligibility. Income...

June 9, 2025|2 min read
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How to Calculate Your Amortization

Amortization is the structured way of paying off a mortgage through scheduled monthly payments. Each payment covers interest and principal,...

June 9, 2025|5 min read
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How Americans Feel About Debt - And How They’re Dealing With It in 2026

The debt landscape in the U.S. Many homeowners are successfully paying down their balances, sticking to a plan that works....

June 9, 2025|9 min read
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Buy a New House or Renovate in 2026: Which Option is Better for You?

Sooner or later, most homeowners debate whether to buy a new home or renovate their existing one. It's a challenging...

June 9, 2025|8 min read
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9 Tips on How to Get Your Credit Ready for a Mortgage in 2026

Lenders will nearly always review your credit score when you apply for a mortgage. That's because they want to know...

June 9, 2025|7 min read