If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

Understanding the Mortgage Landscape Right Now I want to be honest with you about something. The mortgage market is very...

Here's the deal with pest inspections. I've been lending money for mortgages for 15 years. I've seen deals fall through...

Ever wonder what it would be like to own your house free and clear? No mortgage loan. No monthly house...

1. Refinance for a lower rate Perhaps the most effective way to lower your monthly mortgage payment while saving cash...

Understanding the three key factors -- income, credit history, and debt-to-income ratio (DTI) -- is crucial for mortgage eligibility. Income...

Amortization is the structured way of paying off a mortgage through scheduled monthly payments. Each payment covers interest and principal,...

The debt landscape in the U.S. Many homeowners are successfully paying down their balances, sticking to a plan that works....

The houseboat lifestyle has captured attention across America, from Seattle marinas to Kentucky lake communities. During my time working with...

Understanding Co-Signing: What You're Really Agreeing To Look, here's the deal. I've spent my entire career in the mortgage industry...