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Financial Health Resources

If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

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7 Essential Loan Options for 18-Year-Olds in 2026: Building Credit from The Ground Up

What You Should Know About Starting Your Financial Journey at 18 When you turn 18, you can finally sign contracts...

June 9, 2025|9 min read
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How to Repair Your Credit Score in 2026: 9 Proven Strategies That Actually Work

I've been working in mortgage lending since I was 18 years old, and if there's one thing I've learned in...

June 9, 2025|26 min read
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Pest Inspection Requirements for Mortgages: 2026 Complete Guide

Here's the deal with pest inspections. I've been lending money for mortgages for 15 years. I've seen deals fall through...

June 9, 2025|14 min read
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The Cheapest Ways to Build a House in 2026: 14 Money-Saving Strategies for Budget-Conscious Builders

When you're looking at real estate listings and every house looks like it costs way too much, think about that...

June 9, 2025|24 min read
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Understanding Tri-Merge Credit Reports in 2026: What Mortgage Borrowers Need to Know

I was talking to a borrower last week-actually, it was Thursday afternoon when I should've been wrapping up for the...

June 9, 2025|24 min read
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How Much House Can You Afford in 2026? A Complete Guide to Your Home Budget

Understanding Home Affordability in Today's Market Let me simplify this for you. When I first transitioned from underwriting to project...

June 9, 2025|16 min read
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7 Steps to Align Your Money Values With Your Financial Goals in 2026

Understanding Money Values: The Hidden Beliefs Driving Every Financial Decision Okay, so here's what happened last month. I was working...

June 9, 2025|21 min read
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9 Things You Must Know About Pawnshop Loans in 2026 (Before You Pawn)

Look, I get it. When you need cash today and your bank account is looking pretty rough, a pawnshop might...

June 9, 2025|10 min read
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Can You Sell a House With a Mortgage? Your 2026 Complete Guide

Understanding Home Sales With an Existing Mortgage Yes, you can sell your house even if you still have an outstanding...

June 9, 2025|20 min read