Amerisave Logo
Amerisave Logo
Resource Center

Financial Health Resources

If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

7 Government Loans in 2026: A Complete Guide to FHA, VA, and USDA Mortgages

7 Government Loans in 2026: A Complete Guide to FHA, VA, and USDA Mortgages

Why Government Loans Exist and Who They Are Designed to Help Here's something a lot of borrowers get wrong from...

Jul 14, 2026|7 min read
Pay Yourself First in 2026: 9 Steps to Build the Savings Habit That Protects Your Biggest Goals

Pay Yourself First in 2026: 9 Steps to Build the Savings Habit That Protects Your Biggest Goals

What 'Pay Yourself First' Actually Means and Why It Holds Up Across Cycles Pay yourself first is a savings rule...

Jul 14, 2026|6 min read
VA Certificate of Eligibility: A Complete 2026 Guide for Veterans, Service Members, and Surviving Spouses

VA Certificate of Eligibility: A Complete 2026 Guide for Veterans, Service Members, and Surviving Spouses

What a VA Certificate of Eligibility Does in the Loan Process Every borrower situation is different, and that is especially...

Jul 14, 2026|8 min read
VA Loan Spouse Requirements in 2026: Eligibility, Funding Fees, and What Married Veterans Need to Know

VA Loan Spouse Requirements in 2026: Eligibility, Funding Fees, and What Married Veterans Need to Know

Why Spousal Eligibility Matters Before You Apply for a VA Loan Every borrower situation is different, and that is especially...

Jul 14, 2026|7 min read
Warranty Deed in 2026: A Complete Guide for Home Buyers, Sellers, and Property Investors

Warranty Deed in 2026: A Complete Guide for Home Buyers, Sellers, and Property Investors

How a Warranty Deed Actually Transfers Ownership in a Real Estate Transaction Buying a home involves a stack of documents...

Jul 14, 2026|7 min read
Why Did My Credit Score Drop 60 Points for No Reason? 9 Causes and How to Recover in 2026

Why Did My Credit Score Drop 60 Points for No Reason? 9 Causes and How to Recover in 2026

Why a Sudden 60-Point Credit Score Drop Almost Always Has a Cause Every borrower situation is different, but a 60-point...

Jul 14, 2026|6 min read
Letter of Explanation for a Mortgage: 9 Common Reasons Underwriters Ask for One in 2026

Letter of Explanation for a Mortgage: 9 Common Reasons Underwriters Ask for One in 2026

What a Letter of Explanation Actually Is and Why Underwriters Ask for One Every borrower situation is different. That is...

Jul 14, 2026|6 min read
What is Private Mortgage Insurance (PMI)?

What is Private Mortgage Insurance (PMI)?

You've searched and finally found a home to buy. But now, your lender throws you a curveball and requires that...

Jul 14, 2026|3 min read
Ultimate Guide to Mortgage Rate Buydowns in 2026

Ultimate Guide to Mortgage Rate Buydowns in 2026

For some prospective homebuyers, rising interest rates might make it feel like the dream of homeownership is slipping away. The...

Jul 14, 2026|2 min read