Amerisave Logo
Resource Center

Financial Health Resources

If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

How to Get a Mortgage in 2026: 7 Essential Steps for Today's Market

How to Get a Mortgage in 2026: 7 Essential Steps for Today's Market

Getting a mortgage in 2026 isn't the same as it used to be. As of December 2025, the average mortgage...

June 9, 2025|32 min read
How to Calculate Your Amortization

How to Calculate Your Amortization

Amortization is the structured way of paying off a mortgage through scheduled monthly payments. Each payment covers interest and principal,...

June 9, 2025|5 min read
How Much House Can You Afford in 2026? A Complete Guide to Your Home Budget

How Much House Can You Afford in 2026? A Complete Guide to Your Home Budget

Understanding Home Affordability in Today's Market Let me simplify this for you. When I first transitioned from underwriting to project...

June 9, 2025|16 min read
How Americans Feel About Debt - And How They’re Dealing With It in 2026

How Americans Feel About Debt - And How They’re Dealing With It in 2026

The debt landscape in the U.S. Many homeowners are successfully paying down their balances, sticking to a plan that works....

June 9, 2025|9 min read
Home Title Theft in 2026: What You Need to Know and How to Protect Your Home

Home Title Theft in 2026: What You Need to Know and How to Protect Your Home

Knowing the Truth About Home Title Theft Last week, while I was going over project paperwork, a coworker told me...

June 9, 2025|16 min read
Complete Guide to Mortgage Qualification Requirements in 2026: What You Really Need to Get Approved

Complete Guide to Mortgage Qualification Requirements in 2026: What You Really Need to Get Approved

How to Really Understand How Mortgage Qualification Works in Today's Market I always tell people who want to borrow money...

June 9, 2025|21 min read
Complete Guide to Houseboat Loans: 7 Essential Financing Options for 2026

Complete Guide to Houseboat Loans: 7 Essential Financing Options for 2026

The houseboat lifestyle has captured attention across America, from Seattle marinas to Kentucky lake communities. During my time working with...

June 9, 2025|13 min read
Complete Guide to Co-Signing a Mortgage in 2026: What Borrowers and Co-Signers Need to Know

Complete Guide to Co-Signing a Mortgage in 2026: What Borrowers and Co-Signers Need to Know

Understanding Co-Signing: What You're Really Agreeing To Look, here's the deal. I've spent my entire career in the mortgage industry...

June 9, 2025|23 min read
Capital Gains Tax on Home Sales in 2026: Your Complete Guide to Minimizing Tax Liability

Capital Gains Tax on Home Sales in 2026: Your Complete Guide to Minimizing Tax Liability

Selling your house is one of the biggest financial decisions most Americans will ever make. As of October 2025, the...

June 9, 2025|23 min read