If you're looking to improve your financial health, start here. Learn how to get approved for your perfect home loan with articles about credit score, debt-to-income ratio, budgeting, and tips to boost your chances of getting approved.

When you're looking at real estate listings and every house looks like it costs way too much, think about that...

What Property Co-Ownership Really Means in 2025: Understanding Tenancy in Common I spend most of my time thinking about how...

Why Self-Employed Mortgages Work Differently in Today's Market When I began working with self-employed borrowers in the Dallas-Fort Worth area,...

Understanding the Mortgage Landscape Right Now I want to be honest with you about something. The mortgage market is very...

Here's the deal with pest inspections. I've been lending money for mortgages for 15 years. I've seen deals fall through...

I've been working in mortgage lending since I was 18 years old, and if there's one thing I've learned in...

Ever wonder what it would be like to own your house free and clear? No mortgage loan. No monthly house...

1. Refinance for a lower rate Perhaps the most effective way to lower your monthly mortgage payment while saving cash...

Understanding the three key factors -- income, credit history, and debt-to-income ratio (DTI) -- is crucial for mortgage eligibility. Income...