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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

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5/1 vs. 5/6 ARM Loans: Key Differences

With home prices and interest rates remaining high, more home buyers are looking for ways to lower their monthly mortgage...

June 9, 2025|8 min read
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FHA Multifamily Loans: Complete 2026 Guide to Financing Multi-Unit Properties

Look, here's the deal. When most people hear "FHA multifamily loan," they're actually thinking about two completely different loan programs....

June 9, 2025|9 min read
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What is an Adjustable-Rate Mortgage (ARM) Loan?

An adjustable-rate mortgage (ARM) - sometimes referred to as a "variable rate mortgage" - offers the opportunity to save money...

June 9, 2025|8 min read
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Mortgage Rate Locks in 2026: Your Complete Guide to Timing, Costs, and Protection Strategies

Freddie Mac's Primary Mortgage Market Survey says that mortgage interest rates have been very unstable in 2025. As of December...

June 9, 2025|25 min read
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Manufactured Homes in 2026: 12 Essential Facts Every Buyer Should Know

Understanding Manufactured Housing in 2026: Market Overview Manufactured housing represents an increasingly important segment of the American housing market,...

June 9, 2025|15 min read
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FHA Non-Occupant Co-Borrowers in 2026: Your Complete Guide to Qualifying with Family Help

In 2026, the housing market is tough. First-time buyers make up only 21% of all sales, and the median home...

June 9, 2025|30 min read
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8 Essential Facts About Margin Rates for 2026: What Every Investor Needs to Know

Let me be straight with you: I’m not a financial planner or investment professional. This entire article is purely informational,...

June 9, 2025|14 min read
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7 Critical Differences Between Jumbo and Conventional Loans in 2026

After years in this profession, I've helped hundreds of buyers make this same choice. A lot of folks don't realize...

June 9, 2025|18 min read
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APY vs. Interest Rate: The 2026 Saver's Guide to Maximizing Your Money

Someone recently asked me the question I hear constantly: "Why is my account showing a 5% interest rate but my...

June 9, 2025|20 min read