Amerisave Logo
Amerisave Logo
Resource Center

Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

Article Thumbnail

How Long Will It Take To Pay off My Loan Calculator: The Complete Guide to Getting Debt-Free Faster

Okay, so a friend texted me at 11PM last week, asking if making one extra mortgage payment per year would...

June 9, 2025|46 min read
Article Thumbnail

Your Personal Loan Calculator: The One Tool That Shows You Exactly What You'll Pay (Before You Sign)

Understanding Personal Loans in Today's Market Personal loans have become one of the most popular financing options for Americans dealing...

June 9, 2025|45 min read
Article Thumbnail

Your Complete Guide to Construction Loans in 2026: Building Your Dream Home From the Ground Up

If You Can Remember One Thing Construction loans are short-term loans that help pay for building a home in stages...

June 9, 2025|25 min read
Article Thumbnail

Where Your Property Taxes Go: 9 Ways Your Money Funds Communities In 2026

Honestly, nobody gets excited about paying property taxes. I completely understand that. Every quarter when those bills arrive or every...

June 9, 2025|21 min read
Article Thumbnail

What Mortgage Loan Originators Actually Do in 2026: Your Complete Guide

Understanding the Role of Mortgage Loan Originators One of my team members was explaining our project workflow, and they used...

June 9, 2025|12 min read
Article Thumbnail

What is an Adjustable-Rate Mortgage (ARM) Loan?

An adjustable-rate mortgage (ARM) - sometimes referred to as a "variable rate mortgage" - offers the opportunity to save money...

June 9, 2025|8 min read
Article Thumbnail

What Are Mortgage Points And Should You Buy Them in 2026?

Mortgage points are a good idea for many home buyers, though not everyone can benefit from them and for some,...

June 9, 2025|5 min read
Article Thumbnail

What a $150,000 Mortgage Really Costs in 2026: Complete Breakdown

Understanding the Real Cost of a $150,000 Mortgage: November 2025 Reality Okay, so here's what happened when I started working...

June 9, 2025|18 min read
Article Thumbnail

VA Loans for Investment Property: 6 Critical Rules Every Veteran Must Know in 2026

Understanding VA Loans and Investment Property in 2026 Here's what I tell every borrower who asks about using VA loans...

June 9, 2025|15 min read