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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

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Best Loans For Home Improvements in 2026

What is a home improvement loan? A home improvement loan is a way to borrow money to pay for repairs,...

June 9, 2025|6 min read
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7 Mortgage Types for 2026: Complete Buyer's Guide

Look, here's the deal. Choosing a mortgage isn't like picking out a new car where you can just trade it...

June 9, 2025|20 min read
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7 Key Pros and Cons of FHA Loans in 2026: What First-Time Buyers Need to Know

Understanding FHA Loans in 2025: Your Gateway to Homeownership Look, last week I spent three hours on the phone with...

June 9, 2025|12 min read
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6 Mobile Home Foundation Types to Know in 2026: Costs, Requirements & Financing

I've been originating loans for manufactured homes since I was 18 years old, and the foundation question trips up more...

June 9, 2025|17 min read
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10 House Hacking Strategies That Actually Work in 2026

Understanding House Hacking in Today's Market Look, I'm gonna be straight with you. When I first heard about "house hacking"...

June 9, 2025|24 min read
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7 Smart Ways to Use a 1031 Exchange in 2026: Your Complete Tax Deferral Guide

After working in the mortgage business for a long time, I've learned that investing in real estate isn't just about...

June 9, 2025|27 min read
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7 Ways to Qualify for an FHA Loan with Poor Credit in 2026

What You Need to Know Right Now Look, I'm not going to sugarcoat it. Walking into my office with a...

June 9, 2025|15 min read
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Is a 40-Year Mortgage Right for You in 2026? The Complete Guide

What Exactly Is a 40-Year Mortgage? A 40-year mortgage is exactly what it sounds like—a home loan you repay over...

June 9, 2025|12 min read
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Income Required for a Mortgage: Your Complete Guide to Qualifying in 2026

Think about this: You've been saving for years, you know the neighborhood you want, you can picture your furniture in...

June 9, 2025|40 min read