Amerisave Logo
Resource Center

Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

FHA Multifamily Loans: Complete 2026 Guide to Financing Multi-Unit Properties

FHA Multifamily Loans: Complete 2026 Guide to Financing Multi-Unit Properties

Look, here's the deal. When most people hear "FHA multifamily loan," they're actually thinking about two completely different loan programs....

June 9, 2025|9 min read
FHA Mortgage Insurance Removal in 2026: Complete Guide to Eliminating Your MIP

FHA Mortgage Insurance Removal in 2026: Complete Guide to Eliminating Your MIP

Let me be straight with you about FHA mortgage insurance. I've worked with borrowers across 37 states during my entire...

June 9, 2025|15 min read
FHA Mortgage Insurance Premium (MIP) in 2026: Complete Cost Breakdown and Removal Strategies

FHA Mortgage Insurance Premium (MIP) in 2026: Complete Cost Breakdown and Removal Strategies

Understanding FHA Mortgage Insurance: What It Is and Why It Exists FHA mortgage insurance premium is what you pay for...

June 9, 2025|20 min read
FHA Minimum Property Standards 2026: Complete Checklist for Home buyers

FHA Minimum Property Standards 2026: Complete Checklist for Home buyers

Why FHA Property Standards Matter for Your Home Purchase Look, I've been in this business since I was 18 and...

June 9, 2025|9 min read
FHA Loan Closing Costs in 2026: What to Expect and How to Save

FHA Loan Closing Costs in 2026: What to Expect and How to Save

If you're thinking about getting an FHA loan in 2026-and you should if you're a first-time buyer or have less...

June 9, 2025|15 min read
Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Introduction: When Your Dream Home Needs a Little Work Last month, a young couple here in Louisville found what they...

June 9, 2025|21 min read
Essential Mortgage Loan Terms Every Home Buyer Should Know in 2026

Essential Mortgage Loan Terms Every Home Buyer Should Know in 2026

Loan Terms Every Home Buyer Should Know Navigating the mortgage process can feel like learning a completely new language. Between...

June 9, 2025|21 min read
Debt Consolidation Calculator: The One Tool That Could Save You Thousands (And How to Actually Use It)

Debt Consolidation Calculator: The One Tool That Could Save You Thousands (And How to Actually Use It)

Last Tuesday, I was working on a calculator project at AmeriSave when a team member mentioned they'd spent hours the...

June 9, 2025|44 min read
Complete Guide on How to Get a Mortgage in 2026

Complete Guide on How to Get a Mortgage in 2026

1. Strengthen your credit score The strength of your credit score is a key factor in not just getting a...

June 9, 2025|7 min read