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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

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Understanding Mortgage Terms in 2026: The Complete Guide to Choosing Your Loan Length

What You Need to Know About Mortgage Terms: Breaking Down the Basics Okay, so when I started working with first-time...

June 9, 2025|13 min read
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USDA vs FHA Loans: 7 Key Differences Every Homebuyer Should Know in 2026

Look, I'm gonna level with you. When most folks think about buying a home with little money down, their mind...

June 9, 2025|15 min read
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What Mortgage Loan Originators Actually Do in 2026: Your Complete Guide

Understanding the Role of Mortgage Loan Originators One of my team members was explaining our project workflow, and they used...

June 9, 2025|12 min read
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Is Mortgage Forbearance Right for You? 7 Critical Factors to Consider in 2026

When I talk to borrowers who are struggling with mortgage payments, the conversation usually starts the same way: they're terrified,...

June 9, 2025|14 min read
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Portfolio Loans in 2026: Your Complete Guide to Flexible Mortgage Financing

Understanding Portfolio Loans: What Makes Them Different Look, I've been working with borrowers for years who have solid finances but...

June 9, 2025|11 min read
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VA Loan Closing Costs in 2026: Complete Fee Breakdown for Military Homebuyers

VA loans are one of the best things you get for serving in the military. No down payment, no private...

June 9, 2025|17 min read
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Where Your Property Taxes Go: 9 Ways Your Money Funds Communities In 2026

Honestly, nobody gets excited about paying property taxes. I completely understand that. Every quarter when those bills arrive or every...

June 9, 2025|21 min read
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Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Introduction: When Your Dream Home Needs a Little Work Last month, a young couple here in Louisville found what they...

June 9, 2025|21 min read
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FHA Mortgage Insurance Premium (MIP) in 2026: Complete Cost Breakdown and Removal Strategies

Understanding FHA Mortgage Insurance: What It Is and Why It Exists FHA mortgage insurance premium is what you pay for...

June 9, 2025|20 min read