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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

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8 Proven Ways to Lower Your Mortgage Payment in 2026

So I was talking to a borrower last week who'd been carrying a 7.2% mortgage from spring 2023, and she...

June 9, 2025|17 min read
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8 Essential Steps From Mortgage Underwriting to Closing in 2026: Complete Timeline And Expert Tips

Give this some thought. You found the right house, made a fair offer, and signed the contract to buy it....

June 9, 2025|31 min read
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8 Essential Facts About Margin Rates for 2026: What Every Investor Needs to Know

Let me be straight with you: I’m not a financial planner or investment professional. This entire article is purely informational,...

June 9, 2025|14 min read
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7 Ways to Qualify for an FHA Loan with Poor Credit in 2026

What You Need to Know Right Now Look, I'm not going to sugarcoat it. Walking into my office with a...

June 9, 2025|15 min read
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7 Things Every Home Buyer Should Know About Mortgage Points in 2026

Mortgage Points: A Real Conversation About Your Money Look, here’s the deal. I’ve spent my entire mortgage career at AmeriSave,...

June 9, 2025|20 min read
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7 Smart Ways to Use a 1031 Exchange in 2026: Your Complete Tax Deferral Guide

After working in the mortgage business for a long time, I've learned that investing in real estate isn't just about...

June 9, 2025|27 min read
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7 Mortgage Types for 2026: Complete Buyer's Guide

Look, here's the deal. Choosing a mortgage isn't like picking out a new car where you can just trade it...

June 9, 2025|20 min read
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7 Key Pros and Cons of FHA Loans in 2026: What First-Time Buyers Need to Know

Understanding FHA Loans in 2025: Your Gateway to Homeownership Look, last week I spent three hours on the phone with...

June 9, 2025|12 min read
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7 Essential Things Every Veteran Needs to Know About VA Loan Entitlement in 2026 (Before You Buy or Refinance)

Look, I'm going to be straight with you about something that confuses almost every veteran I work with: VA loan...

June 9, 2025|19 min read