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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

FHA vs VA Loans in 2026: 7 Key Differences Every Home Buyer Must Know

FHA vs VA Loans in 2026: 7 Key Differences Every Home Buyer Must Know

After working with thousands of buyers since I started in this business at 18, I can tell you that choosing...

Jul 11, 2026|13 min read
FHA vs Conventional Loans: 2026 Complete Comparison Guide

FHA vs Conventional Loans: 2026 Complete Comparison Guide

What Is an FHA Loan? The Federal Housing Administration (FHA) insures FHA loans, which let people with credit scores of...

Jul 8, 2026|37 min read
FHA Non-Occupant Co-Borrowers in 2026: Your Complete Guide to Qualifying with Family Help

FHA Non-Occupant Co-Borrowers in 2026: Your Complete Guide to Qualifying with Family Help

In 2026, the housing market is tough. First-time buyers make up only 21% of all sales, and the median home...

Jul 11, 2026|30 min read
FHA Multifamily Loans: Complete 2026 Guide to Financing Multi-Unit Properties

FHA Multifamily Loans: Complete 2026 Guide to Financing Multi-Unit Properties

Look, here's the deal. When most people hear "FHA multifamily loan," they're actually thinking about two completely different loan programs....

Jul 11, 2026|9 min read
FHA Mortgage Insurance Premium (MIP) in 2026: Complete Cost Breakdown and Removal Strategies

FHA Mortgage Insurance Premium (MIP) in 2026: Complete Cost Breakdown and Removal Strategies

Understanding FHA Mortgage Insurance: What It Is and Why It Exists FHA mortgage insurance premium is what you pay for...

Jul 8, 2026|20 min read
FHA Loan Closing Costs in 2026: What to Expect and How to Save

FHA Loan Closing Costs in 2026: What to Expect and How to Save

If you're thinking about getting an FHA loan in 2026-and you should if you're a first-time buyer or have less...

Jul 8, 2026|15 min read
Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Introduction: When Your Dream Home Needs a Little Work Last month, a young couple here in Louisville found what they...

Jul 11, 2026|21 min read
Essential Mortgage Loan Terms Every Home Buyer Should Know in 2026

Essential Mortgage Loan Terms Every Home Buyer Should Know in 2026

Loan Terms Every Home Buyer Should Know Navigating the mortgage process can feel like learning a completely new language. Between...

Jul 8, 2026|21 min read
Debt Consolidation Calculator: The One Tool That Could Save You Thousands (And How to Actually Use It)

Debt Consolidation Calculator: The One Tool That Could Save You Thousands (And How to Actually Use It)

Last Tuesday, I was working on a calculator project at AmeriSave when a team member mentioned they'd spent hours the...

Jul 11, 2026|44 min read