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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

7 Things Every Home Buyer Should Know About Mortgage Points in 2026

7 Things Every Home Buyer Should Know About Mortgage Points in 2026

Mortgage Points: A Real Conversation About Your Money Look, here’s the deal. I’ve spent my entire mortgage career at AmeriSave,...

June 9, 2025|20 min read
7 Smart Ways to Use a 1031 Exchange in 2026: Your Complete Tax Deferral Guide

7 Smart Ways to Use a 1031 Exchange in 2026: Your Complete Tax Deferral Guide

After working in the mortgage business for a long time, I've learned that investing in real estate isn't just about...

June 9, 2025|27 min read
7 Mortgage Types for 2026: Complete Buyer's Guide

7 Mortgage Types for 2026: Complete Buyer's Guide

Look, here's the deal. Choosing a mortgage isn't like picking out a new car where you can just trade it...

June 9, 2025|20 min read
7 Key Pros and Cons of FHA Loans in 2026: What First-Time Buyers Need to Know

7 Key Pros and Cons of FHA Loans in 2026: What First-Time Buyers Need to Know

Understanding FHA Loans in 2025: Your Gateway to Homeownership Look, last week I spent three hours on the phone with...

June 9, 2025|12 min read
7 Essential Things Every Veteran Needs to Know About VA Loan Entitlement in 2026 (Before You Buy or Refinance)

7 Essential Things Every Veteran Needs to Know About VA Loan Entitlement in 2026 (Before You Buy or Refinance)

Look, I'm going to be straight with you about something that confuses almost every veteran I work with: VA loan...

June 9, 2025|19 min read
7 Critical Facts About Using Your VA Loan Multiple Times in 2026 (Plus the Math You Actually Need)

7 Critical Facts About Using Your VA Loan Multiple Times in 2026 (Plus the Math You Actually Need)

Look, Here's What You Need to Know Right Now I have been working in this field since I was 18...

June 9, 2025|24 min read
7 Critical Differences Between Jumbo and Conventional Loans in 2026

7 Critical Differences Between Jumbo and Conventional Loans in 2026

After years in this profession, I've helped hundreds of buyers make this same choice. A lot of folks don't realize...

June 9, 2025|18 min read
5/1 vs. 5/6 ARM Loans: Key Differences

5/1 vs. 5/6 ARM Loans: Key Differences

With home prices and interest rates remaining high, more home buyers are looking for ways to lower their monthly mortgage...

June 9, 2025|8 min read
2026 USDA Eligibility Map: Complete Guide to Rural Property Requirements

2026 USDA Eligibility Map: Complete Guide to Rural Property Requirements

Look, I'm gonna be real with you right up front. When most people hear "USDA loan," they picture farms and...

June 9, 2025|21 min read