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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

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Stop Guessing: This Home Affordability Calculator Shows Your REAL Budget (Before Lenders Do)

Understanding Home Affordability Before You Even Talk to a Lender I was working with our team on improving our qualification...

June 9, 2025|49 min read
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Prequalified vs. Preapproval for a Mortgage

What does it mean to be prequalified for a mortgage? Getting prequalified is an early step in the process to...

June 9, 2025|5 min read
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Mortgage Origination Fees in 2026: What Homebuyers Actually Pay

Understanding Mortgage Origination Fees: What You're Really Paying For Okay, so here's what happened with a first-time buyer last month....

June 9, 2025|27 min read
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Mortgage Loan Options

Every homebuyer has different needs, especially when it comes to financing especially mortgage loan options. That's why there's no one-size-fits-all...

June 9, 2025|10 min read
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Mortgage Interest Rate vs. APR Explained

Your loan's interest rate is just the cost of borrowing money --- nothing more. APR, on the other hand, includes...

June 9, 2025|4 min read
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Mortgage Closing Cost Calculator: Complete 2026 Guide for Home Buyers

When I first started working in mortgage project management, one of the biggest surprises I saw borrowers face was the...

June 9, 2025|53 min read
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Loan Comparison Calculator: Why Your Monthly Payment Is Only Half the Story

The Number Everyone Focuses On-And Why It's Costing You Thousands Let me tell you what I see all the time....

June 9, 2025|33 min read
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How To Prepare For A Home Appraisal in 2026

We've all heard the expression about accepting the things you cannot change. Luckily, your home appraisal is not one of...

June 9, 2025|3 min read
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How Long Will It Take To Payoff My Loan Calculator: The Complete Guide to Getting Debt-Free Faster

Okay, so a friend texted me at 11PM last week, asking if making one extra mortgage payment per year would...

June 9, 2025|46 min read