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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

Manufactured Homes in 2026: 12 Essential Facts Every Buyer Should Know

Manufactured Homes in 2026: 12 Essential Facts Every Buyer Should Know

Understanding Manufactured Housing in 2026: Market Overview Manufactured housing represents an increasingly important segment of the American housing market,...

June 9, 2025|15 min read
Manual Underwriting in 2026: Complete Guide to Human Review Mortgage Approval

Manual Underwriting in 2026: Complete Guide to Human Review Mortgage Approval

Let’s do the math. I was looking at our approval rates last week when I saw something interesting. About 23%...

June 9, 2025|20 min read
Loan Comparison Calculator: Why Your Monthly Payment Is Only Half the Story

Loan Comparison Calculator: Why Your Monthly Payment Is Only Half the Story

The Number Everyone Focuses On-And Why It's Costing You Thousands Let me tell you what I see all the time....

June 9, 2025|32 min read
Is Mortgage Forbearance Right for You? 7 Critical Factors to Consider in 2026

Is Mortgage Forbearance Right for You? 7 Critical Factors to Consider in 2026

When I talk to borrowers who are struggling with mortgage payments, the conversation usually starts the same way: they're terrified,...

June 9, 2025|14 min read
Is Home Insurance Tax Deductible in 2026?

Is Home Insurance Tax Deductible in 2026?

The Short Answer About Home Insurance and Your Taxes Here's what you need to know right now: If you live...

June 9, 2025|23 min read
Is a 40-Year Mortgage Right for You in 2026? The Complete Guide

Is a 40-Year Mortgage Right for You in 2026? The Complete Guide

What Exactly Is a 40-Year Mortgage? A 40-year mortgage is exactly what it sounds like—a home loan you repay over...

June 9, 2025|12 min read
Income Required for a Mortgage: Your Complete Guide to Qualifying in 2026

Income Required for a Mortgage: Your Complete Guide to Qualifying in 2026

Think about this: You've been saving for years, you know the neighborhood you want, you can picture your furniture in...

June 9, 2025|40 min read
How To Prepare For A Home Appraisal in 2026

How To Prepare For A Home Appraisal in 2026

We've all heard the expression about accepting the things you cannot change. Luckily, your home appraisal is not one of...

June 9, 2025|3 min read
6 Mobile Home Foundation Types to Know in 2026: Costs, Requirements & Financing

6 Mobile Home Foundation Types to Know in 2026: Costs, Requirements & Financing

I've been originating loans for manufactured homes since I was 18 years old, and the foundation question trips up more...

June 9, 2025|17 min read