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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

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Your Complete Guide to Construction Loans in 2026: Building Your Dream Home From the Ground Up

If You Can Remember One Thing Construction loans are short-term loans that help pay for building a home in stages...

June 9, 2025|25 min read
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What Are Mortgage Points And Should You Buy Them in 2026?

Mortgage points are a good idea for many home buyers, though not everyone can benefit from them and for some,...

June 9, 2025|5 min read
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What a $150,000 Mortgage Really Costs in 2026: Complete Breakdown

Understanding the Real Cost of a $150,000 Mortgage: November 2025 Reality Okay, so here's what happened when I started working...

June 9, 2025|18 min read
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Ultimate Guide to Mortgage Loan Documents in 2026

It's no secret that the homebuying and mortgage process is a long journey that can last weeks or even months....

June 9, 2025|7 min read
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Ultimate Guide to Mortgage Interest Rates in 2026

House hunting is exhilarating, but when it comes to mortgages, it can be daunting. Understanding mortgage rates: a complete guide...

June 9, 2025|5 min read
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Ultimate Guide To Conventional Mortgage Loans in 2026

While finding the right loan for your home purchase can feel overwhelming, a conventional mortgage offers most buyers the clearest...

June 9, 2025|6 min read
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Ultimate Guide to Conventional Mortgage Loans in 2026

Conventional mortgages dominate the U.S. housing market and are often the first type that comes to mind for borrowers. This...

June 9, 2025|4 min read
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Types Of Loans for Flipping a House in 2026

1. Home equity loans If you already own a home, tapping into the equity you've built can be another way...

June 9, 2025|4 min read
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The Ultimate Mortgage Calculator Guide That'll Actually Save You Thousands (Even If Math Makes Your Head Hurt)

Understanding Mortgage Calculators: What They Do and Why You Actually Need One Okay, so I was working on a project...

June 9, 2025|46 min read