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Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Fannie Mae HomeStyle Loans in 2026: 7 Things First-Time Buyers Need to Know

Introduction: When Your Dream Home Needs a Little Work Last month, a young couple here in Louisville found what they...

Sep 21, 2026|8 min read
Mortgage Rate Locks in 2026: Your Complete Guide to Timing, Costs, and Protection Strategies

Mortgage Rate Locks in 2026: Your Complete Guide to Timing, Costs, and Protection Strategies

Freddie Mac's Primary Mortgage Market Survey says that mortgage interest rates have been very unstable in 2025. As of December...

Sep 21, 2026|9 min read
Mortgage Closing Cost Calculator: Complete 2026 Guide for Home Buyers

Mortgage Closing Cost Calculator: Complete 2026 Guide for Home Buyers

When I first started working in mortgage project management, one of the biggest surprises I saw borrowers face was the...

Sep 21, 2026|19 min read
Debt Consolidation Calculator: The One Tool That Could Save You Thousands (And How to Actually Use It)

Debt Consolidation Calculator: The One Tool That Could Save You Thousands (And How to Actually Use It)

Last Tuesday, I was working on a calculator project at AmeriSave when a team member mentioned they'd spent hours the...

Sep 21, 2026|16 min read
HELOC Payment Calculator: Your Complete Guide to Understanding and Planning Home Equity Line Payments in 2026

HELOC Payment Calculator: Your Complete Guide to Understanding and Planning Home Equity Line Payments in 2026

Last week, a neighbor stopped me in the driveway while I was loading groceries, stressed about whether she could afford...

Sep 21, 2026|17 min read
Manufactured Homes in 2026: 12 Essential Facts Every Buyer Should Know

Manufactured Homes in 2026: 12 Essential Facts Every Buyer Should Know

Understanding Manufactured Housing in 2026: Market Overview Manufactured housing represents an increasingly important segment of the American housing market,...

Sep 21, 2026|6 min read
10 House Hacking Strategies That Actually Work in 2026

10 House Hacking Strategies That Actually Work in 2026

Understanding House Hacking in Today's Market Look, I'm gonna be straight with you. When I first heard about "house hacking"...

Sep 21, 2026|9 min read
FHA vs. Conventional Loans in 2026: Comparing Key Differences

FHA vs. Conventional Loans in 2026: Comparing Key Differences

What is an FHA loan? Backed by the Federal Housing Authority, an FHA loan is a type of mortgage specifically...

Sep 4, 2026|2 min read
FHA vs Conventional Loans: 2026 Complete Comparison Guide

FHA vs Conventional Loans: 2026 Complete Comparison Guide

What Is an FHA Loan? The Federal Housing Administration (FHA) insures FHA loans, which let people with credit scores of...

Sep 21, 2026|14 min read