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Buy A Home Resources

The perfect place to learn about purchasing a home. Read articles about the home buying process, how to get started as a first-time home buyer, preparing to buy, and what to expect when you're a homeowner.

15 Questions to Ask a Mortgage Lender in 2026: A Pre-Application Checklist for Borrowers

15 Questions to Ask a Mortgage Lender in 2026: A Pre-Application Checklist for Borrowers

Why a Question List Matters Before You Pick a Lender Every borrower situation is different. Two neighbors can buy houses...

Aug 26, 2026|6 min read
Property Title Searches: The 2026 Complete Guide to Protecting Your Home Investment

Property Title Searches: The 2026 Complete Guide to Protecting Your Home Investment

What Title Searches Actually Do (And Why You Can't Skip Them) After spending 17 years optimizing mortgage workflows at AmeriSave,...

Aug 31, 2026|7 min read
Property Title Searches in 2026: 7 Critical Things Every Home Buyer Must Know Before Closing

Property Title Searches in 2026: 7 Critical Things Every Home Buyer Must Know Before Closing

Why Understanding Title Searches Matters More Than Ever in 2026 A property title search is like looking up a car's...

Aug 26, 2026|8 min read
Proof of Funds Letter: 9 Things Every Home Buyer Needs to Know in 2026

Proof of Funds Letter: 9 Things Every Home Buyer Needs to Know in 2026

Okay, one of my Master’s of Social Work (MSW) classmates was buying her first house here in Louisville, and she...

Sep 12, 2026|6 min read
Private Mortgages in 2026: What Home Buyers Need to Know Before You Borrow

Private Mortgages in 2026: What Home Buyers Need to Know Before You Borrow

Understanding Private Mortgages in Today's Market Okay, so mortgage rates hung around 6-7% for most of 2024 and into 2025,...

Sep 4, 2026|6 min read
Living in a 55+ Community in 2026: Comprehensive Guide to Costs, Benefits, and What You Need to Know

Living in a 55+ Community in 2026: Comprehensive Guide to Costs, Benefits, and What You Need to Know

Understanding 55+ Communities: More Complex Than You'd Think Okay, when my neighbor in Louisville started looking into these communities last...

Aug 31, 2026|5 min read
IRA Withdrawal for Home Purchase: 7 Critical Rules Every First-Time Buyer Must Know in 2026

IRA Withdrawal for Home Purchase: 7 Critical Rules Every First-Time Buyer Must Know in 2026

Understanding Your Options When Down Payment Funds Feel Out of Reach I've seen too many people get excited about using...

Sep 12, 2026|5 min read
How to Negotiate House Price in 2026: 12 Strategies That Win on Total Cost, Not Just Sticker Price

How to Negotiate House Price in 2026: 12 Strategies That Win on Total Cost, Not Just Sticker Price

How House Price Negotiation Has Shifted The negotiation playbook from three years ago does not apply to the home you're...

Sep 4, 2026|7 min read
How to Buy Land and Build a House in 2026: Complete Guide

How to Buy Land and Build a House in 2026: Complete Guide

Okay, so here's what happened this summer. A couple I know spent eight months searching for their perfect home in...

Aug 31, 2026|4 min read