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Buy A Home Resources

The perfect place to learn about purchasing a home. Read articles about the home buying process, how to get started as a first-time home buyer, preparing to buy, and what to expect when you're a homeowner.

Using a HELOC for Down Payment on a Second Home: Your Complete 2026 Guide

Using a HELOC for Down Payment on a Second Home: Your Complete 2026 Guide

What You Need to Know About Using HELOCs for Down Payments I've been working with our project teams at AmeriSave...

Jul 24, 2026|6 min read
Gift Money for a Down Payment in 2026: Everything You Should Know

Gift Money for a Down Payment in 2026: Everything You Should Know

For many aspiring homeowners, especially those eager to become first-time buyers, the dream of owning a home can feel just...

Jul 17, 2026|3 min read
The Loan Assumption Process in 2026: A Step-by-Step Guide for Home Buyers and Home Sellers

The Loan Assumption Process in 2026: A Step-by-Step Guide for Home Buyers and Home Sellers

Why Loan Assumptions Are Back on the Table The math on a loan assumption becomes a strategy rather than a...

Jul 17, 2026|9 min read
Home History Reports in 2026: 10 Things to Check Before You Buy

Home History Reports in 2026: 10 Things to Check Before You Buy

Why a Home History Report Belongs at the Top of Your Due Diligence List Most buyers walk into a real...

Jul 17, 2026|5 min read
USDA Guaranteed vs. Direct Loans: Key Differences for Rural Buyers in 2026

USDA Guaranteed vs. Direct Loans: Key Differences for Rural Buyers in 2026

Why the USDA Runs Two Section 502 Programs Every rural buyer who runs into the term USDA loan eventually realizes...

Jul 17, 2026|7 min read
How to Negotiate House Price: 14 Tactics That Actually Move the Number in 2026

How to Negotiate House Price: 14 Tactics That Actually Move the Number in 2026

Why House Price Negotiation Looks Different Right Now The majority of individuals take a stare-down technique when purchasing a home....

Jul 17, 2026|7 min read
Why You Should Get Preapproved for a Mortgage in 2026

Why You Should Get Preapproved for a Mortgage in 2026

Buying a home is an exciting journey, and the right preparation can help you avoid surprises — like realizing a...

Jul 17, 2026|2 min read
What Credit Score Is Needed To Buy A Home in 2026?

What Credit Score Is Needed To Buy A Home in 2026?

While each lender sets their own criteria, the credit score needed to buy a home usually falls within the "good"...

Jul 17, 2026|2 min read
VA Loan Credit Score Requirements: What Veterans Need to Know in 2026

VA Loan Credit Score Requirements: What Veterans Need to Know in 2026

What Is a VA Loan Credit Score? When you apply for a VA-backed mortgage, lenders pull your FICO credit score...

Jul 21, 2026|5 min read