Amerisave Logo
Resource Center

Buy A Home Resources

The perfect place to learn about purchasing a home. Read articles about the home buying process, how to get started as a first-time home buyer, preparing to buy, and what to expect when you're a homeowner.

Article Thumbnail

Gift Letter for Mortgage: Complete 2026 Guide to Using Gift Money for Your Down Payment

Last month, one of our clients got a $25,000 wedding gift from her parents to help with the down payment....

June 9, 2025|19 min read
Article Thumbnail

First-Time Home Buyer Programs in 2026: Everything You Need to Know

Getting Started: What You Should Know Okay, so here's what happened last month. I was working with a couple in...

June 9, 2025|20 min read
Article Thumbnail

First-Time Home Buyer Classes in 2026: Your Complete Guide to Education Programs

What Is a First-Time Home Buyer Education Course? Okay, so here's what happened. I was working with a couple last...

June 9, 2025|14 min read
Article Thumbnail

FHA Down Payment Assistance: 12 Critical Things to Know in 2026

Understanding FHA Down Payment Assistance in Today's Market I was reviewing our project pipeline last month, and I realized something...

June 9, 2025|18 min read
Article Thumbnail

Down Payment Requirements for Buying a House: 7 Things You Need to Know in 2026

If you're thinking about buying a home, you've probably spent more than a few sleepless nights wondering how much cash...

June 9, 2025|12 min read
Article Thumbnail

Conditional Mortgage Approval in 2026: Complete Guide for Home Buyers

Understanding Conditional Approval: What It Really Means for Your Home Purchase Let me tell you a story from 2008 that...

June 9, 2025|21 min read
Article Thumbnail

Complete Mortgage Preapproval Checklist for 2026: 15 Essential Documents You Need

Look, I have to keep it 100 about mortgage preapproval. I've been working in this industry since I was 18,...

June 9, 2025|13 min read
Article Thumbnail

Common Questions for First-Time Homebuyers in 2026

There are few things more exciting than exploring the world of homeownership. Perhaps after months of binge watching HGTV and...

June 9, 2025|6 min read
Article Thumbnail

Closing Costs in 2026: What Are They and Who Pays?

Welcome to a bright future with your new home in sight! You're eager to get those keys in your hands,...

June 9, 2025|5 min read