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Buy A Home Resources

The perfect place to learn about purchasing a home. Read articles about the home buying process, how to get started as a first-time home buyer, preparing to buy, and what to expect when you're a homeowner.

Proof of Funds Letter: 9 Things Every Home Buyer Needs to Know in 2026

Proof of Funds Letter: 9 Things Every Home Buyer Needs to Know in 2026

Okay, one of my Master’s of Social Work (MSW) classmates was buying her first house here in Louisville, and she...

Aug 31, 2026|6 min read
Private Mortgages in 2026: What Home Buyers Need to Know Before You Borrow

Private Mortgages in 2026: What Home Buyers Need to Know Before You Borrow

Understanding Private Mortgages in Today's Market Okay, so mortgage rates hung around 6-7% for most of 2024 and into 2025,...

Sep 4, 2026|6 min read
Living in a 55+ Community in 2026: Comprehensive Guide to Costs, Benefits, and What You Need to Know

Living in a 55+ Community in 2026: Comprehensive Guide to Costs, Benefits, and What You Need to Know

Understanding 55+ Communities: More Complex Than You'd Think Okay, when my neighbor in Louisville started looking into these communities last...

Aug 31, 2026|5 min read
IRA Withdrawal for Home Purchase: 7 Critical Rules Every First-Time Buyer Must Know in 2026

IRA Withdrawal for Home Purchase: 7 Critical Rules Every First-Time Buyer Must Know in 2026

Understanding Your Options When Down Payment Funds Feel Out of Reach I've seen too many people get excited about using...

Sep 4, 2026|5 min read
How to Negotiate House Price in 2026: 12 Strategies That Win on Total Cost, Not Just Sticker Price

How to Negotiate House Price in 2026: 12 Strategies That Win on Total Cost, Not Just Sticker Price

How House Price Negotiation Has Shifted The negotiation playbook from three years ago does not apply to the home you're...

Sep 4, 2026|7 min read
How to Buy Land and Build a House in 2026: Complete Guide

How to Buy Land and Build a House in 2026: Complete Guide

Okay, so here's what happened this summer. A couple I know spent eight months searching for their perfect home in...

Aug 31, 2026|4 min read
How Much House Can You Afford on an $80K Salary in 2026? Your Complete Planning Guide

How Much House Can You Afford on an $80K Salary in 2026? Your Complete Planning Guide

Understanding Home Affordability on an $80K Income: What the Numbers Actually Mean Okay, so here's what happened when I started...

Aug 31, 2026|5 min read
House Title 2026: Complete Guide to Property Ownership Rights

House Title 2026: Complete Guide to Property Ownership Rights

Understanding What Property Title Really Means Look, I've been in this industry since I was 18, and one of the...

Aug 31, 2026|7 min read
Fannie Mae vs. Freddie Mac in 2026: 7 Critical Differences Every Home Buyer and Investor Should Know

Fannie Mae vs. Freddie Mac in 2026: 7 Critical Differences Every Home Buyer and Investor Should Know

The data tells us something fascinating about Fannie Mae and Freddie Mac that most home buyers never realize: these two...

Aug 26, 2026|7 min read