Archive for category: Personal Finance

woman doing yoga in sunny room

The Most Common Tax Deductions for Homeowners

Tax season is upon us. Or if not, it soon will be, as one could argue taxes are always upon us. Fortunately, there are numerous tax breaks that American homeowners can qualify for based on their real estate holdings. In some cases, these deductions can result in thousands of dollars in savings. The key is […]

man and daughter getting ready

Reduce Your Debt-To-Income Ratio

If you consider three to be a lucky number, then you’re in luck. Why? Because there are three key factors that play a role in determining your eligibility for a mortgage. You’re likely familiar with the first two – income and credit history – because these are the two that most often come to people’s […]

401k

Getting The Most Out Of Your 401(K)

No matter your age, it’s always a good time to start, or continue, educating yourself about your retirement plan and how you can make the most of what’s offered to you. Many individuals have heard of 401(k)s, but they may not be entirely aware of how they work, or how they can benefit from them. […]

emergency-fund

Building Your Emergency Fund

Unfortunately, humans don’t have the capacity (as of yet) to predict the future, so until that time comes, we must prepare for the unexpected. Making sure to put aside money for an emergency fund is one of the wisest financial decisions one could make. Natural disasters, car accidents, medical emergencies and job losses are just […]

Tax Tips For Last Minute Filers

Tax Tips For Last Minute Filers

When it comes to filing taxes, procrastination plagues a large number of Americans every year. In fact, based on data collected by the Internal Revenue Service, up to 25% of tax filers wait until the last two weeks before they even begin preparing their tax documents. Of course, procrastination isn’t the only reason individuals delay […]

early-start-preparing-taxes

Get An Early Start – Prepare Your Taxes!

Year after year around this time, government workers, small business owners, entrepreneurs and all other taxpaying citizens find themselves dreading the return of one of the most hated seasons – tax season. We understand how stressful this time of year can be with trying to make sure you get all of your paperwork filed accurately […]

Saving-Money-During-the-Holidays

Saving Money During The Holidays

The most wonderful time of year can also be the most stressful. Between making holiday travel plans, and finding the perfect gifts for your loved ones, saving money can feel impossible. However, putting aside money and taking care of holiday expenses is still doable with a bit of preparation and serious discipline. Check out our […]

savings-black-friday

Savings Tips For Black Friday Shopping

The holidays are some of the most festive and financially stressful times of the year. Between travelling, purchasing gifts, and feeding a ton of hungry family members, you may find yourself strapped for cash. Have no fear, Black Friday is here. OK, you may be wondering why would I mention savings and the biggest holiday […]

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