VA loans are home mortgages backed by the U.S. Department of Veterans Affairs as a benefit for qualifying veterans and military personnel. Their purpose is to make it easier for service members and their families to obtain financing for buying a house. Not everyone qualifies so please read the VA loan requirements and guidelines below. If you have any questions, give us a call or open up a chat. One of our mortgage experts will gladly explain the ins & outs of VA loans. AmeriSave offers competitively low VA rates with no loan origination fees. See if you pre-qualify for a VA loan in just a few minutes!