Refinancing can save you money down the road if done the right way. Our refinancing guides will help you decide if a refinance is right for you, help you choose the right refinancing company, and provide useful information to help you navigate the refinancing process.

family discussing home equity at the breakfast table

How to Use Home Equity Responsibly

You’ve built some equity in your home. Now you’re thinking about tapping it to get cash that could help you remodel, invest in a small business, or pay off student loans. It’s understandable, and you’re not alone. Rising home values have driven equity to historic highs. This, in turn, has helped drive a sharp rise […]

Father using computer to make mortgage payment with daughters watching

Should I get a cash-out loan?

Recent trends in the housing market, including increased home prices and values, make cash-out refinancing an exciting option for many Americans looking for money to spend or invest. What is a cash-out loan? With a cash-out refinance, you can get a lump sum of cash for home improvements, renovations, or other needs. It works by […]

man researching home buying options on tablet

Choosing A Refinance Company That’s Right For You

There are many compelling reasons you might want to refinance your mortgage – to obtain a better interest rate, to shorten the length of the loan term, to switch mortgage types. But to do that, you need to first choose the mortgage refinance lender that’s best for you. The right lender will help you structure […]

man and daughter getting ready

Reduce Your Debt-To-Income Ratio

If you consider three to be a lucky number, then you’re in luck. Why? Because there are three key factors that play a role in determining your eligibility for a mortgage. You’re likely familiar with the first two – income and credit history – because these are the two that most often come to people’s […]

woman researching mortgage refinance options on computer

Is it a Good Idea to Refinance My Home Mortgage?

This article will help you understand the ins and outs of a mortgage refinance. It will explain what refinancing means, explore the main types of refinancing options, and cover when it’s a good time to refinance. Finally, it will show how you can calculate whether or not refinancing makes financial sense for you. The post-pandemic […]

©2002-2024 AmeriSave Mortgage Corporation® All Rights Reserved.
Communication Consent: By clicking the button, you are providing express consent for AmeriSave to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. You understand that you are not required to give consent as a condition of purchasing any goods or services.