Fixed-Rate Mortgage Loans

Fixed rate mortgages have interest rates that remain the same throughout the life of the loan. While 15 and 30 year fixed mortgage rates are most popular, AmeriSave also offers 10, 20, and 25 year options. Even though fixed rates are generally higher than adjustable mortgage rates, their benefit is that they offer protection from volatile market conditions. Fixed rate mortgages are most attractive to those planning on owning their home for more than 10 years.

To help you decide between a fixed or adjustable rate, check out our historical rates to see how interest rates are trending.  Contact an AmeriSave loan originator today to discuss all of your mortgage rate options.

Key Benefits of a Fixed-Rate Home Loan

  • Your monthly principal and interest payment will never go up.
  • Consistency in your mortgage payment makes budgeting easier.
  • You won’t have to worry about rising interest rates because your rate will never change.
  • If interest rates ever go down significantly, you could be eligible to refinance.

In a sea of online lenders AmeriSave stands out.

19+

Years Experience

49

States Licensed

$103+

Billion Funded

390,000+

Homes Financed

Why Choose Amerisave
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