Lower Your
Current Mortgage Rate

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Today’s Refinance Rates

30 Year Fixed

Enjoy a low, fixed monthly payment for the life of the loan.

15 Year Fixed

Pay off your mortgage faster and save money on interest over the life of the loan.

7 Year ARM

Our lowest rate may change over time. A good option if you sell or refinance with 7 years.

30 Year FHA

Fixed payment, lower down payment requirements and flexible credit guidelines.

30 Year VA

Available to military veterans, active-duty members and eligible surviving spouses.

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Which Mortgage Refinance Is Right For Me?

Whether you’re refinancing to lower your payment or taking cash out to consolidate debt, compare our mortgage rates and closing costs for Fannie Mae, USDA, FHA or VA loans and you’ll see why AmeriSave has financed over 228,000 homes!

Rate & Term Refinancing – If you want to lower your current interest rate and/or change the term length of your mortgage, then this option might work for you.

Your home value must be greater than the amount owed on the mortgage.
Appraisal fees and closing costs may be required.
Use our Refinance Calculator to see if refinancing will be worthwhile.

Cash Out Refinancing – If you want to get cash out of your home’s equity to use for things like home improvements or debt consolidation, then this option may be right for you.

Learn more about Cash Out Refinances.

“Erin S – our loan processor is amazing! She helped us with our recent transactions. There are five words to describe her: energetic, knowledgeable, experienced, diligent, and trustworthy. Highly recommended. Thanks Erin and AmeriSave yeam for your excellent customer service.” – Joanne M of Buena Park, CA

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Closing In Days, Not Weeks. How Do We Do It?

1

Apply
Share your income and asset information with us.

2

Lock
A loan originator will review details of loan and schedule an appraisal if necessary.

3

Close
After underwriting we will schedule closing at a time and place convenient to you.

Rate Match Guarantee

We’re so confident you won’t find a better deal, we give you four days to shop our rates to other lenders. If you find a better deal for the same terms you locked, we’ll match it or pay you $1,000 if you close with the other lender. See Terms & Conditions.

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See Why 94% Of Our Customers* Say They Would Recommend Us To Their Friends and Family.

*Based on internal survey data from 3/20/16 – 3/20/18.

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More Tips On Refinancing

Lower Your
Current Mortgage Rate

Today’s Refinance Rates

30 Year Fixed

15 Year Fixed

7 Year ARM

30 Year FHA

30 Year VA

Which Mortgage Refinance Is Right For Me?

Closing In Days, Not Weeks. How Do We Do It?

1

2

3

Rate Match Guarantee

See Why 94% Of Our Customers* Say They Would Recommend Us To Their Friends and Family.

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Lower Your Current Mortgage Rate

Today’s Refinance Rates

30 Year Fixed

15 Year Fixed

7 Year ARM

30 Year FHA

30 Year VA

Which Mortgage Refinance Is Right For Me?

Closing In Days, Not Weeks. How Do We Do It?

1

2

3

Rate Match Guarantee

Rate Match Guarantee

See Why 94% Of Our Customers* Say They Would Recommend Us To Their Friends and Family.

Lower Your
Current Mortgage Rate