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Today’s Refinance Rates

30 Year Fixed

Enjoy a low, fixed monthly payment for the life of the loan.

15 Year Fixed

Pay off your mortgage faster and save money on interest over the life of the loan.

7 Year ARM

Our lowest rate may change over time. A good option if you sell or refinance with 7 years.

30 Year FHA

Fixed payment, lower down payment requirements and flexible credit guidelines.

30 Year VA

Available to military veterans, active-duty members and eligible surviving spouses.

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Which Mortgage Refinance Is Right For Me?

Whether you’re refinancing to lower your payment or taking cash out to consolidate debt, compare our mortgage rates and closing costs for Fannie Mae, USDA, FHA or VA loans and you’ll see why AmeriSave has financed over 228,000 homes!

Rate & Term Refinancing – If you want to lower your current interest rate and/or change the term length of your mortgage, then this option might work for you.

Your home value must be greater than the amount owed on the mortgage.
Appraisal fees and closing costs may be required.
Use our Refinance Calculator to see if refinancing will be worthwhile.

Cash Out Refinancing – If you want to get cash out of your home’s equity to use for things like home improvements or debt consolidation, then this option may be right for you.