USDA home loans, also known as Rural Development loans, are mortgages that are guaranteed by the U.S. Department of Agriculture. Their purpose is to promote home ownership in defined rural areas. So if you are interested in buying a house out in the country, a USDA loan may be right for you. However, not everyone qualifies so please read the USDA loan requirements below. If you have any questions, give us a call or open up a chat. One of our mortgage experts will gladly explain the ins & outs of USDA loans. AmeriSave offers competitively low USDA interest rates with no loan origination fees. See if you pre-qualify for a USDA loan in just a few minutes!