Disclosures & Licensing

Advertising Disclosures, Terms & Assumptions

  • Advertised rate for 15 year fixed rate loan is effective June 28, 2022, and subject to change without notice. A 15 year fixed rate mortgage of $300k with an interest rate of 3.750%/4.495% APR requires 179 payments of $2181.67 and one additional payment of $2181.04. Monthly payments are for principal and interest only and do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater.
  • For AmeriSave’s loans originated from 05/01/2021 to 04/30/2022, the median monthly savings for borrowers refinancing an existing 30-year mortgage loan into a new 30-year mortgage loan is $297 per month, and the average savings for the same scenario is $362 per month.
  • Based on actual consumers who have been credit-approved for available interest rates via AmeriSave’s self-service website from 05/01/2021 to 04/30/2022, the median time it took a consumer from the point of entering their subject property address to the point of being credit-approved for available interest rates was 2.85 minutes. For another measure, for the same period, the median time it took a consumer from the initial instance of visiting the AmeriSave rates landing page to the point of being credit-approved for available interest rates was 3.35 minutes.

Additional Information for Illinois Consumers

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