Get a Mortgage Rate Buydown

With Lock & Drop, we’ll lower your mortgage rate by 1% for the first year so you can enjoy immediate monthly savings on the home you love.

family running into new home

1% can make a big difference

Lock & Drop is our temporary buy down program that can help you save hundreds of dollars on your monthly mortgage payments. Here’s how you can take advantage:

Talk to an AmeriSave loan originator.

Get pre-approved, find out how much home you can afford and get started on the path to home ownership.

Lock in your mortgage rate, and watch it drop

Enjoy your boosted confidence knowing you’ll be saving money every month over the first year of your home loan.

Refinance with us at your convenience*

We want you in a home you love, with a mortgage rate you’ll love even more. Enjoy a $750 credit towards a future refinance transaction with us.

Keep your rate in check, not your dreams

Save more right away

Reducing your mortgage rate by 1% can help you dream bigger and save you hundreds of dollars every month.

Buy now, refinance later

As a thank you, you’ll receive $750 towards closing costs on your future refinance with us.

Stay in the loop

Never miss an opportunity to refinance to a lower mortgage rate. Get the latest rate alerts through My AmeriSave so you can stay confident and enjoy your savings journey.

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The Lock & Drop product refers to AmeriSave’s lender-paid buydown product. The mechanics of a buydown product, e.g., whether the mortgage note rate is modified versus the effective note rate, depends on the specific product. Please read loan documents carefully to understand the terms and conditions applicable to your loan. Additional terms and conditions apply and are subject to change.

*This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Refinancing may cause finance charges to be higher for the life of the loan. Additional terms and conditions apply.

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