Buying a home is a major life decision for anyone. Learn more about the home buying process through our guides and tips to make sure you find the right home for you, choose the best mortgage and financing, and avoid surprises throughout the process.
Thinking about tapping into your home equity to fund renovations, invest in a business, or pay off debt? Many homeowners are exploring these options as home values rise. This trend has led to a significant increase in home equity financing. According to TransUnion, HELOC originations surged 41% and home equity loans rose 29% in the […]
Elevated home prices and rising interest rates have sparked renewed interest in home loans that can lower monthly mortgage payments, like adjustable-rate mortgages (ARMs). If you’re shopping for a home, take the time to understand this mortgage option. This article explores the key differences between 5/1 and 5/6 ARM loans, crucial when considering adjustable-rate mortgage […]
Buying a home in a high-interest-rate environment requires careful planning and strategic decision-making. Despite these challenges, there are effective strategies to navigate this market and achieve your homeownership goals. Whether you’re considering adjustable-rate mortgages, shorter-term fixed-rate loans, or exploring other financial options, understanding how to manage in this environment can make all the difference. Anyone […]
For some prospective homebuyers, rising interest rates might make it feel like the dream of homeownership is slipping away. The good news is that even in a high-rate environment, you have multiple strategies to help you lower your interest rate or the total cost of your loan. One such strategy is the mortgage buydown. Mortgage […]
Saving up tens of thousands of dollars for a down payment can be a daunting challenge, especially if you’re a first-time homebuyer. That’s why a significant monetary gift from a generous family member can be a game changer when you’re working out the finances of buying a home. However, when using gifts for a down […]
Making an offer on a house is a critical step in home buying. Your offer price and the seller’s response may have implications that last for years! Savvy buyers know that successful offers — those that work for both the buyer and seller — don’t happen by chance. They take forethought and planning, plus an […]
You’ve come a long way on your homebuying journey. Now, you’ve finally found a home that’s just right, have signed a purchase contract, and are waiting for the sale to close. But how do you know that the home you’re buying is in good condition? This can cause some stress even if you’re pretty handy, […]
If the home-buying process is a marathon, then closing is the marathon’s final mile — but with hurdles between you and the finish. The good news? The finish line is indeed within sight. And armed with a bit of knowledge, you’ll easily leap those final hurdles on the way to being a homeowner. How long […]
If you’ve felt stressed while buying a home, you’re in good company. According to a June 2022 survey by Zillow, 50% of homebuyers cried at least once during the process. Younger respondents — who are more likely to be first-time homebuyers — were also more likely to have shed tears over the process. It’s no […]
Achieving homeownership is often the culmination of a long-term goal, possibly tied to aspirations like starting a family. Strong emotional bonds develop with our homes, making it vital not to let emotions dictate the home-buying process. It’s essential to approach this milestone strategically to ensure sound decision-making. Approach Home Buying Strategically Savvy homebuyers strategically navigate […]
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