Buying a home is a major life decision for anyone. Learn more about the home buying process through our guides and tips to make sure you find the right home for you, choose the best mortgage and financing, and avoid surprises throughout the process.

A Guide to Mortgage Buydowns

For some prospective homebuyers, rising interest rates might make it feel like the dream of homeownership is slipping away. The good news is that even in a high-rate environment, you have multiple strategies to help you lower your interest rate or the total cost of your loan. One such strategy is the mortgage buydown. Mortgage […]

Using Gift Money for a Down Payment on a Home

Saving up tens of thousands of dollars for a down payment can be a daunting challenge, especially if you’re a first-time homebuyer. That’s why a significant monetary gift from a generous family member can be a game changer when you’re working out the finances of buying a home. However, when using gifts for a down […]

woman talking with realtor about making an offer on a home

How to Make an Offer on a House

Making an offer on a house is a critical step in home buying. Your offer price and the seller’s response may have implications that last for years! Savvy buyers know that successful offers — those that work for both the buyer and seller — don’t happen by chance. They take forethought and planning, plus an […]

couple smiling with keys to new home

Tips to alleviate the stress of buying a house

If you’ve felt stressed while buying a home, you’re in good company. According to a June 2022 survey by Zillow, 50% of homebuyers cried at least once during the process. Younger respondents — who are more likely to be first-time homebuyers — were also more likely to have shed tears over the process. It’s no […]

family playing frisbee in new backyard

Checklist: How to Find the Right Home

Buying a home may be the culmination of a long-term goal. It might even be tied to other goals, such as starting a family. The fact is, we do develop strong emotional bonds with our homes. The challenge is not to let emotion rule the day when you’re shopping for that home. A strategic approach […]

A woman sitting on the floor at a table on a laptop

Understanding Your Mortgage Loan Options

Every homebuyer has different needs, including for financing. That’s why there’s no such thing as a one-size-fits-all mortgage. In fact, there are several types of home loans, each with different features, requirements, and pros and cons. So asking the question, “what type of mortgage is best for me?” is an important part of the home-buying […]

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