Author Archive for: Michael Bloch

About Michael Bloch


Michael is the Senior Vice President of Operations at AmeriSave. He has more than 10 years of experience in the mortgage industry including leadership roles at LendingTree, Discover Financial Services and AmeriSave. He is a graduate of Florida State University. Michael leads a worldclass team of mortgage professionals and his top priority is to ensure that customers experience a smooth and seamless experience when going through the mortgage process with AmeriSave.

Entries by Michael Bloch

Understanding Your Mortgage Loan Options

Every homebuyer has different needs, including for financing. That’s why there’s no such thing as a one-size-fits-all mortgage. In fact, there are several types of home loans, each with different features, requirements, and pros and cons. So asking the question, “what type of mortgage is best for me?” is an important part of the home-buying […]

Choosing A Refinance Company That’s Right For You

There are many compelling reasons you might want to refinance your mortgage – to obtain a better interest rate, to shorten the length of the loan term, to switch mortgage types. But to do that, you need to first choose the mortgage refinance lender that’s best for you. The right lender will help you structure […]

Is a Reverse Mortgage Right For You?

If the word “retirement” resonates with you, you’re not alone. Retirees are enjoying long-awaited travel pursuits, moves to places they’ve been dreaming of and finally being able to check things off their bucket lists. Some of them are paying for these endeavors by taking out a reverse mortgage, which allows certain homeowners to tap into […]

What is Private Mortgage Insurance (PMI) and Why is it Required?

You’ve searched and finally found a home to buy. But now, your lender throws you a curveball and requires that you pay for Private Mortgage Insurance (PMI). So, what is PMI exactly? Private mortgage insurance (PMI) protects the lender financially if you stop making payments and default on your home loan. The insurance may be […]

The Lowdown on Conventional Mortgage Loans

Conventional mortgages make up most of all home loans in the U.S., and it’s the one most borrowers think of when they think of mortgages. It’s what you might think of as a traditional, garden-variety mortgage, but that doesn’t mean it doesn’t have its strengths – there are a lot of benefits to this type […]

Practical Tips for Paying Your Mortgage Off Early

Ever wonder what it would be like to own your house free and clear? No mortgage loan. No monthly house payments to a lender. To use the money that’s earmarked for the monthly mortgage payments and put it toward college tuition for the kids, retirement savings or even that European vacation you’ve been dreaming about? […]

Ways You Can Save Money on Your Mortgage Payments

Is your budget stretched thin? Are you looking to free up some monthly cash flow? This article looks at how you can lower your monthly mortgage payment. It explores things you can do to pay less when you buy your home and ways you can save money with lower monthly payments on an existing mortgage. […]

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