Archive for category: FAQ

The Lowdown on Conventional Mortgage Loans

Conventional mortgages make up most of all home loans in the U.S., and it’s the one most borrowers think of when they think of mortgages. It’s what you might think of as a traditional, garden-variety mortgage, but that doesn’t mean it doesn’t have its strengths – there are a lot of benefits to this type […]

How Credit Affects Mortgage Rates

Let’s give credit where it’s due – to you. You’re here because you’re looking into how your credit score affects your ability to buy or refinance a home and to understand how your credit can impact the rates you’re offered. You likely know that your credit score matters and it is one of the primary […]

Understanding the Ins & Outs of a Home Appraisal

“How do home appraisals work?” may not be on everyone’s list of burning questions, but if you’re buying, selling or refinancing a house, it should be on yours. And there’s a whole host of questions that goes along with that one, from what you can expect to how much it costs to what’s in that […]

person using checklist for personal assets

How Do You Verify My Assets?

You’re ready to purchase a home and step into a new chapter of your life. Or maybe you’re ready to refinance, which also means a new chapter. You could save money on your mortgage every month and then take cash out to pay off credit card debt, afford a new home renovation or go on […]

Documents needed for a mortgage loan

What Income Documentation Do I Need?

Despite the fact that it may be the largest financial transaction you will ever make, advancements in technology have made it easier than ever to pre-qualify and then to officially apply for a mortgage loan. When applying for a home loan, specific documentation such as income verification is required. Don’t worry, we’re going to break […]

woman thinking about mortgage refinance options

When Can I Refinance?

Now is the right time to refinance my mortgage, right? Well, maybe. There are lots of good reasons to trade in your old mortgage for a new one, especially with increasing home values and the current mortgage interest rate environment. But whether or not it’s the right decision for you depends on your unique financial […]

two women and child evaluating mortgage loan options

Tips When Shopping Mortgages and Comparing Lenders

You’ve undoubtedly heard the expression “Time is money.” When it comes to shopping for a mortgage, we’re going to tweak it slightly by saying “Time can save you money.” Putting in a little time and effort on the front end to compare mortgage offers can help you get the best deal and ultimately help you […]

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