Jessica is a former Loan Originator Team Lead at AmeriSave. She has more than 15 years of experience in the mortgage industry including roles at roles at Bank of America, Guaranteed Rate, Cardinal Financial and AmeriSave. She is a graduate of Old Dominion University. Jessica led a team of mortgage originators whose top priorities are helping customers achieve their goals by providing excellent customer service and guidance so that customers get into a loan that benefits their financial lives the most.
Lenders will nearly always review your credit when you apply for a mortgage. That’s because they want to know what kind of a risk they’re taking in lending to you. A better credit score can lead to lower mortgage rates and better loan offers, which may lower your monthly payment and save you thousands of…
One of the benefits of being a homeowner is that your home is more than just a place to live. Over time, it can become a powerful financial asset thanks to the home equity you build over time. Home equity is the difference between your home’s worth and what you owe on your mortgage. As…
If the home-buying process is a marathon, then closing is the marathon’s final mile — but with hurdles between you and the finish. The good news? The finish line is indeed within sight. And armed with a bit of knowledge, you’ll easily leap those final hurdles on the way to being a homeowner. How long…
Buying a home is an exciting journey, and the right preparation can help you avoid surprises — like realizing a home is out of reach after you’ve fallen in love with it. That’s where mortgage preapproval comes in. For buyers who aren’t familiar with the importance of preapproval, this part of buying a home might…
Between 2020 and 2022, many Americans saw their home equity soar as the median sale price of U.S. homes increased by more than $120,000. If you own a home, that means your equity may have grown, too. And you may be considering different ways to use it, such as remodeling your home or paying off…
Sooner or later, most homeowners debate whether to buy a new home or renovate their existing one. It’s a challenging question with financial, practical, and emotional implications. Complicating matters are the extraordinary dynamics affecting the U.S. real estate market and home improvement industry in 2022 and beyond (like rising interest rates, higher home prices, increased…
Recent trends in the housing market, including increased home prices and values, make cash-out refinancing an exciting option for many Americans looking for money to spend or invest. What is a cash-out loan? With a cash-out refinance, you can get a lump sum of cash for home improvements, renovations, or other needs. It works by…
It’s no secret that the homebuying and mortgage process is a long journey that can last weeks or even months. Each step can be filled with a number of considerations like: In what kind of community do you want to live? What style of home do you like? Do the homes you’re looking at need…
Welcome to a bright future with your new home in sight! You’re eager to get those keys in your hands, but first, let’s talk about closing costs. It’s essential to understand how they work to avoid any surprises at the closing table. Many homebuyers underestimate these expenses, but we’re here to clarify everything for you…
This article will help you understand the ins and outs of a mortgage refinance. It will explain what refinancing means, explore the main types of refinancing options, and cover when it’s a good time to refinance. Finally, it will show how you can calculate whether or not refinancing makes financial sense for you. The post-pandemic…
My AmeriSave
(866) 514-7283