About Jessica Gibson


Jessica is a former Loan Originator Team Lead at AmeriSave. She has more than 15 years of experience in the mortgage industry including roles at roles at Bank of America, Guaranteed Rate, Cardinal Financial and AmeriSave. She is a graduate of Old Dominion University. Jessica led a team of mortgage originators whose top priorities are helping customers achieve their goals by providing excellent customer service and guidance so that customers get into a loan that benefits their financial lives the most.

Entries by Jessica Gibson

The House Closing Process: What You Need to Know

If the home-buying process is a marathon, then closing is the marathon’s final mile — but with hurdles between you and the finish. The good news? The finish line is indeed within sight. And armed with a bit of knowledge, you’ll easily leap those final hurdles on the way to being a homeowner. How long […]

How to Use Home Equity Responsibly

You’ve built some equity in your home. Now you’re thinking about tapping it to get cash that could help you remodel, invest in a small business, or pay off student loans. It’s understandable, and you’re not alone. Rising home values have driven equity to historic highs. This, in turn, has helped drive a sharp rise […]

Homeowner’s Guide to Home Equity Loans and Lines of Credit

Soaring home values have many Americans tapping their home equity for cash — is it the right approach for you? Buying a house vs. renovating: Questions to ask “Stay or move?” is often not just a practical question but an emotional one. We grow to love homes, neighbors, and communities. They’re part of who we […]

Is it better to buy a new house or renovate?

Sooner or later, most homeowners debate whether to buy a new home or renovate their existing one. It’s a challenging question with financial, practical, and emotional implications. Complicating matters are the extraordinary dynamics affecting the U.S. real estate market and home improvement industry in 2022 and beyond (like rising interest rates, higher home prices, increased […]

Should I get a cash-out loan?

Recent trends in the housing market, including increased home prices and values, make cash-out refinancing an exciting option for many Americans looking for money to spend or invest. What is a cash-out loan? With a cash-out refinance, you can get a lump sum of cash for home improvements, renovations, or other needs. It works by […]

Get Your Credit Mortgage Ready!

Just as a new year prompts some people to get into shape, house hunting can inspire others to pump up their credit score. But working to improve your credit is always beneficial regardless of the time of year, because a better credit score can lead to lower mortgage rates and better loan offers. So what […]

What Income Documentation Do I Need?

Despite the fact that it may be the largest financial transaction you will ever make, advancements in technology have made it easier than ever to pre-qualify and then to officially apply for a mortgage loan. When applying for a home loan, specific documentation such as income verification or asset verification is required (you can read […]

Understanding Closing Costs

Welcome to a bright future, one where you’re buying a new home. You can’t wait to grab the keys to your new home. But first – the closing! We’re going to give you the scoop on closing costs and how they work, because nobody wants an unwelcome surprise at the closing table (and because many […]

Why It’s Important To Get Pre-Approved

When you’re looking to buy a new home, it may feel like there’s a surprise around every corner. Literally. Maybe the house you’re viewing has an amazing master bath or your dream kitchen. Maybe there’s a playroom for the kids or a cozy back porch. House hunting can be fun. What’s not fun, however, is […]

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