Author Archive for: Jessica Gibson

About Jessica Gibson

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Jessica is a Loan Originator Team Lead at AmeriSave. She has more than 15 years of experience in the mortgage industry including roles at roles at Bank of America, Guaranteed Rate, Cardinal Financial and AmeriSave. She is a graduate of Old Dominion University. Jessica leads a team of mortgage originators where their top priorities are helping customers achieve achieve their goals by providing excellent customer service and guidance so that customers get into a loan that benefits their financial lives the most.

Entries by Jessica Gibson

What Income Documentation Do I Need?

Despite the fact that it may be the largest financial transaction you will ever make, advancements in technology have made it easier than ever to pre-qualify and then to officially apply for a mortgage loan. When applying for a home loan, specific documentation such as income verification is required. Don’t worry, we’re going to break […]

Understanding Closing Costs

Welcome to a bright future, one where you’re buying a new home. You can’t wait to grab the keys to your new home. But first – the closing! We’re going to give you the scoop on closing costs and how they work, because nobody wants an unwelcome surprise at the closing table (and because many […]

Why It’s Important To Get Pre-Approved

When you’re looking to buy a new home, it may feel like there’s a surprise around every corner. Literally. Maybe the house you’re viewing has an amazing master bath or your dream kitchen. Maybe there’s a playroom for the kids or a cozy back porch. House hunting can be fun. What’s not fun, however, is […]

Is it a Good Idea to Refinance My Home Mortgage?

This article will help you understand the ins and outs of a mortgage refinance. It will explain what refinancing means, explore the main types of refinancing options, and cover when it’s a good time to refinance. Finally, it will show how you can calculate whether or not refinancing makes financial sense for you. The post-pandemic […]

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