Sooner or later, most homeowners debate whether to buy a new home or renovate their existing one. It’s a challenging question with financial, practical, and emotional implications. Complicating matters are the extraordinary dynamics affecting the U.S. real estate market and home improvement industry in 2022 and beyond (like rising interest rates, higher home prices, increased […]
Author Archive for: Jessica Gibson
About Jessica Gibson
Jessica is a Loan Originator Team Lead at AmeriSave. She has more than 15 years of experience in the mortgage industry including roles at roles at Bank of America, Guaranteed Rate, Cardinal Financial and AmeriSave. She is a graduate of Old Dominion University. Jessica leads a team of mortgage originators where their top priorities are helping customers achieve achieve their goals by providing excellent customer service and guidance so that customers get into a loan that benefits their financial lives the most.
Entries by Jessica Gibson
Recent trends in the housing market, including increased home prices and values, make cash-out refinancing an exciting option for many Americans looking for money to spend or invest. What is a cash-out loan? With a cash-out refinance, you can get a lump sum of cash for home improvements, renovations, or other needs. It works by […]
Just as a new year prompts some people to get into shape, house hunting can inspire others to pump up their credit score. But working to improve your credit is always beneficial regardless of the time of year, because a better credit score can lead to lower mortgage rates and better loan offers. So what […]
Despite the fact that it may be the largest financial transaction you will ever make, advancements in technology have made it easier than ever to pre-qualify and then to officially apply for a mortgage loan. When applying for a home loan, specific documentation such as income verification or asset verification is required (you can read […]
Welcome to a bright future, one where you’re buying a new home. You can’t wait to grab the keys to your new home. But first – the closing! We’re going to give you the scoop on closing costs and how they work, because nobody wants an unwelcome surprise at the closing table (and because many […]
When you’re looking to buy a new home, it may feel like there’s a surprise around every corner. Literally. Maybe the house you’re viewing has an amazing master bath or your dream kitchen. Maybe there’s a playroom for the kids or a cozy back porch. House hunting can be fun. What’s not fun, however, is […]
This article will help you understand the ins and outs of a mortgage refinance. It will explain what refinancing means, explore the main types of refinancing options, and cover when it’s a good time to refinance. Finally, it will show how you can calculate whether or not refinancing makes financial sense for you. The post-pandemic […]
AmeriSave Mortgage Corporation, NMLS ID #1168, (www.nmlsconsumeraccess.org), Equal Housing Lender; Corporate Office: 3525 Piedmont Rd NE, 8 Piedmont Center - Suite 600, Atlanta, GA 30305. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. It does not originate mortgages for properties in NY. Terms are subject to change without notice. Some people portrayed are professional models.