How do I get a rate quote?
You can obtain a rate quote without entering any personal information at AmeriSave.com. Click on “Get Rates” at the top of the screen, enter your property information information, click “Search” and the system will present you with rate quotes specific to the criteria you entered.
Please be sure that you have entered your information correctly, as our rates are driven by many different factors such as loan purpose, property type, loan-to-value, credit score, state, county, occupancy type, and lock period. Click the “apply” button next to the rate and terms that you desire.
Why do you show so many different rates and options?
Providing several rate and payment options is one of the many things consumers appreciate about AmeriSave. We provide all of the rates and options available to us for that day at the time of your search. This allows you to decide what rate/cost option works best for your needs. Some customers prefer to pay slightly higher fees in exchange for a lower rate and others prefer a higher rate with minimal or no closing costs. AmeriSave.com also allows you to compare our rates to other quotes you have received.
How often do the interest rates change?
Interest rates are influenced by the financial markets and can change daily – or multiple times within the same day. The changes are based on many different economic indicators. The rates published are updated as quickly as possible, based on market changes.
Why are your rates and costs so much lower than everyone else’s?
AmeriSave is a company built on sophisticated technology. The AmeriSave business model is based on flexibility and lower overhead allowing us to pass along substantial savings to our borrowers in the form of competitive rates and fees.
What terms do you offer for your rates?
We offer 10, 15, 20, 25, and 30 year terms for our conventional and FHA fixed rates. We offer 15, 20, 25, and 30 year terms for our VA loans. We offer 3, 5, 7, and 10 year fixed terms for our ARM rates.
What are your minimum and maximum loan amounts?
The minimum loan amount we offer is $60,000. The maximum loan amount we offer is $1,500,000.