Identity theft. Cybercrimes. Hacking. Phishing. We’ve all heard horror stories of how scammers use these tactics to take advantage of unsuspecting individuals. But they don’t stop there. Real estate transactions are one of the most common areas that criminals target. Why? Because there are large sums of money involved, usually hundreds of thousands of dollars. […]
Author Archive for: Carl Smithers
Entries by Carl Smithers
If you consider three to be a lucky number, then you’re in luck. Why? Because there are three key factors that play a role in determining your eligibility for a mortgage. You’re likely familiar with the first two – income and credit history – because these are the two that most often come to people’s […]
Now is the right time to refinance my mortgage, right? Well, maybe. There are lots of good reasons to trade in your old mortgage for a new one, especially with increasing home values and the current mortgage interest rate environment. But whether or not it’s the right decision for you depends on your unique financial […]
You’ve undoubtedly heard the expression “Time is money.” When it comes to shopping for a mortgage, we’re going to tweak it slightly by saying “Time can save you money.” Putting in a little time and effort on the front end to compare mortgage types, rates, and offers can help you get the best deal and […]
AmeriSave Mortgage Corporation, NMLS ID #1168, (www.nmlsconsumeraccess.org), Equal Housing Lender; Corporate Office: 3525 Piedmont Rd NE, 8 Piedmont Center - Suite 600, Atlanta, GA 30305. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. It does not originate mortgages for properties in NY. Terms are subject to change without notice. Some people portrayed are professional models.