If you’re buying a home when self-employed, you’ll likely have a more challenging path to getting a mortgage than someone with “traditional” employment. Your mortgage lender will require additional documentation, mainly to help prove that your employment and income are stable and reliable. The good news? With a bit of planning and preparation, you can […]
Author Archive for: BJ Ogilvie
About BJ Ogilvie
BJ is Vice President of Underwriting at AmeriSave. He has nearly 20-years of experience in the mortgage lending and financial services industry including positions at USAA, loanDepot, Washington Mutual and AmeriSave. He is a graduate of Ottawa University and received is MBA from Louisiana State University, Shreveport. BJ and his team of underwriters strive to help customers reach their homeownership goals through active communication and collaboration on the requirements to getting their loan processed and funded.
Entries by BJ Ogilvie
You’re ready to purchase your first home. Congratulations! However, after beginning your search you may find yourself wondering, ‘where in the world are all the starter homes?’ or ‘how can I even compete with so many offers?’ These are valid questions to ask considering recent trends in the housing market. There is a starter home […]
This article will look at how your student loan debt affects your ability to get a home mortgage. It will explain how mortgage lenders look at your debt when evaluating you as a prospective borrower and explore other factors they consider. Finally, the article will discuss the types of loans you may qualify for. The […]
AmeriSave Mortgage Corporation, NMLS ID #1168, (www.nmlsconsumeraccess.org), Equal Housing Lender; Corporate Office: 3525 Piedmont Rd NE, 8 Piedmont Center - Suite 600, Atlanta, GA 30305. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. It does not originate mortgages for properties in NY. Terms are subject to change without notice. Some people portrayed are professional models.