About BJ Ogilvie


BJ is Vice President of Underwriting at AmeriSave. He has nearly 20-years of experience in the mortgage lending and financial services industry including positions at USAA, loanDepot, Washington Mutual and AmeriSave. He is a graduate of Ottawa University and received is MBA from Louisiana State University, Shreveport. BJ and his team of underwriters strive to help customers reach their homeownership goals through active communication and collaboration on the requirements to getting their loan processed and funded.

Entries by BJ Ogilvie

How Much Home Equity Can (and Should) I Borrow?

Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer. But this real estate market has proven to be a boon to many homeowners who are content to stay put. That’s because higher home values mean they have more equity than ever. […]

Using Gift Money for a Down Payment on a Home

Saving up tens of thousands of dollars for a down payment can be a daunting challenge, especially if you’re a first-time homebuyer. That’s why a significant monetary gift from a generous family member can be a game changer when you’re working out the finances of buying a home. However, when using gifts for a down […]

What to Know When You’re Self-Employed and Looking for Home Financing

If you’re buying a home when self-employed, you’ll likely have a more challenging path to getting a mortgage than someone with “traditional” employment. Your mortgage lender will require additional documentation, mainly to help prove that your employment and income are stable and reliable. The good news? With a bit of planning and preparation, you can […]

Finding A Starter Home In A Competitive Market

You’re ready to purchase your first home. Congratulations! However, after beginning your search you may find yourself wondering, ‘where in the world are all the starter homes?’ or ‘how can I even compete with so many offers?’ These are valid questions to ask considering recent trends in the housing market. There is a starter home […]

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