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Refinance Resources

Using Home Equity to Buy Another House: Your Complete 2025 Guide

We’ve had a few clients call to ask if they could use the equity in their home to buy a rental property. They’ve seen property values go up for years, and with

Nov 13, 2025|16 min read

Best Ways to Use Home Equity Responsibly

Between 2020 and 2022, many Americans saw their home equity soar as the median sale price of U.S. homes increased by more than $120,000. If you own a home, that

Aug 5, 2025|8 min read

Understanding Jumbo Loan Limits in 2025: What You Need to Know Before Buying a High-Value Home

Why Jumbo Loan Limits Matter More Than You Think So, here's what happened last quarter when I was updating our mortgage calculator. I got the most recent data f

Nov 17, 2025|16 min read

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General Education Resources

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How Credit Score Affects Mortgage Rate in 2025

Let’s give credit where it’s due – to you. You’re here because you’re looking into how your credit score affects your ability to buy or refinance a home and to

Apr 8, 2025|6 min read

What is a Home Appraisal and How Much Does it Cost in 2025?

Understand the home appraisal process so you know what to expect, how it works, and how much it costs.

Apr 12, 2025|4 min read

Asset Verification: 2025 Ultimate Guide

Learn how lenders verify your assets during the loan application process. Understand the documentation required and steps.

Jan 12, 2022|6 min read

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Buy A Home Resources

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How Much Down Payment Do You Need for a Home?

You’ve been picturing it — your own place, your rules, maybe even a dog in the backyard. But when talk about the down payment starts, that dream of homeownershi

Jun 9, 2025|5 min read

What Does a Home Inspector Do in 2025: Complete Guide

Last month our team reviewed customer feedback patterns about home buying. One issue kept surfacing: people felt overwhelmed by inspections, not because of prop

Nov 14, 2025|14 min read

The Complete Guide to Buying a House with Cash in 2025: What 26% of Buyers Need to Know

I remember sitting in my Louisville living room last fall, talking with a neighbor who'd just inherited a substantial amount of money. She asked me point-blank:

Nov 14, 2025|31 min read

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Financial Health Resources

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7 Proven Ways to Buy a House with No Credit in 2025

Understanding the No-Credit Challenge: What This Really Means for Your Homebuying Journey Look, here's the deal: I talk to people every single week who think th

Nov 13, 2025|15 min read

What Credit Score Is Needed to Buy a House in 2025: Your Complete Guide to Home Loan Approval

Nov 13, 2025

How To Pay Off Your Mortgage Sooner in 2025

Explore tips and considerations for paying off a mortgage early to achieve financial freedom sooner.

Jan 11, 2022|5 min read

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Loan Types & Basics Resources

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Ultimate Guide to Conventional Mortgage Loans in 2025

Discover the benefits of conventional mortgage loans, including down payments as low as 3%, flexible terms, and competitive rates.

Oct 17, 2025|4 min read

FHA Loans for Mobile Homes: Your 2025 Guide to Manufactured Home Financing

Why FHA Manufactured Home Loans Matter in 2025 According to HUD's March 2024 announcement, FHA Title I manufactured home loan limits increased for the first tim

Nov 13, 2025|8 min read

7 Key Pros and Cons of FHA Loans in 2025: What First-Time Buyers Need to Know

Understanding FHA Loans in 2025: Your Gateway to Homeownership Look, last week I spent three hours on the phone with a buyer who'd been preapproved for a conven

Nov 13, 2025|13 min read

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