Buying a home is a major life decision for anyone. Learn more about the home buying process through our guides and tips to make sure you find the right home for you, choose the best mortgage and financing, and avoid surprises throughout the process.
From mobile banking to online insurance and investment apps, digital financial services are a part of everyday life. But when it comes to something as big as buying or refinancing a home — the largest purchase most of us will ever make — it’s fair to pause and ask: should I use an online mortgage…
Flipping a home may be your creative hobby or a way to build wealth. But without the right financing, it’s easy to get in over your head. While you could use a traditional 15- or 30-year mortgage, these options are designed for long-term investments, not fast-paced flips. Home loans for flipping houses are designed for…
Buying a new home is an exciting milestone, but it’s also one of the most expensive purchases you’ll make. It’s important to educate yourself on how to buy a home for the first time so you can make informed decisions. Learn what you need to know about picking a real estate agent, finding loans to…
Buying a home begins with getting your finances in order. This includes your credit score, which is one of the first things lenders will look at when you apply for a mortgage. The credit score needed to buy a home can vary depending on the type of loan and your lender, but in general, a…
When considering a fixed-rate loan, nearly 90% of buyers choose a 30-year mortgage vs. a 15-year mortgage. But why? It often comes down to affordability. When you choose a mortgage, you’re not just picking a loan term; you’re shaping your monthly budget and long-term wealth for years to come. A 30-year loan tends to have…
Trying to decide if it makes more sense to rent or buy a home? You’re not alone. More than one-third of American households rent their homes, and it’s likely many have also grappled with the decision of renting vs. buying. Often, the right move comes down to one key question: Which makes the most sense…
Buying an investment property is a different ballgame than purchasing a primary home. It comes with potentially higher stakes, stricter rules, and different loan options depending on your strategy. Maybe you’re planning to rent it out long term. Maybe you’re eyeing a flip. Or maybe you’re planning to list it as a short-term rental. Whatever…
Buying a home, especially if it’s your first home, involves asking a lot of questions. One of the biggest question marks — how are you going to pay for it? The number of choices for loans to buy a home can be overwhelming, but it’s important to understand all your options and borrow with confidence….
Mortgage rates matter, but they’re just one part of the picture. The right mortgage lender does more than quote low rates. They move fast, communicate clearly, and help make one of life’s greatest purchases less stressful. Whether you’re a first-time home buyer or seasoned homeowner, understanding how to choose a good mortgage lender is key….
Whether you should get prequalified or preapproved for a mortgage depends on where you are in your home buying journey. A prequalification is great when you’re just starting out and want to get a jump on planning. A preapproval, on the other hand, is a much stronger way of knowing where you stand and what…
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