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Get an Early Start – Prepare Your Taxes!

02/11/2018

Kimberly Chandler, Marketing Coordinator

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Year after year around this time, government workers, small business owners, entrepreneurs and all other taxpaying citizens find themselves dreading the return of one of the most hated seasons - tax season. We understand how stressful this time of year can be with trying to make sure you get all of…

Avoid These 5 Things That Could Turn Off Potential Home Buyers

09/18/2017

Kimberly Chandler, Marketing Coordinator

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When selling your home, you must keep others’ potential hang ups in mind. Being attentive to and avoiding possible turnoffs can help you get your home sold fast. Check out our list of the top 5 no-no’s when showing your home. Pets Yes, you love your furry four legged friend, but others may not s…

5 Things That Can Drive Up Your Mortgage Rate

09/14/2017

Kimberly Chandler, Marketing Coordinator

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When applying for a mortgage loan, every borrower hopes to receive the best rate possible. However, many may not be certain what factors actually determine the rate they receive. Check out our list below of the top 5 things that could be driving your mortgage rates through the roof! 1) Credit Scor…

Get Your Credit Mortgage Ready!

08/18/2017

Kimberly Chandler, Marketing Coordinator

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If you’re considering buying a new home, then you’re probably aware of the criteria that factors into obtaining a mortgage loan. However, one of the many standards that concern most individuals is the shape of their credit. Your credit does affect your loan eligibility and rate, that’s why it’s imp…

Is “For Sale By Owner” the Right Move For You?

08/01/2017

Kimberly Chandler, Marketing Coordinator

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Buying a property that’s for sale by owner, or FSBO, doesn’t have to be difficult. In fact, it may offer some advantages as you won’t have to pay fees or commissions for a real estate agent (although, using a professional is always recommended). However, when pursuing a FSBO home, there are a few t…

Credit Scores Are On the Rise

07/18/2017

Kimberly Chandler, Marketing Coordinator

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If you haven’t checked your credit score recently, maybe you should. According to an analysis performed by VantageScore, around 8% of Americans are seeing a bump in their scores with an average 10 point increase as new credit rules role into effect that remove civil debts and certain tax liens from…

Buying a Home with Student Loan Debt

06/26/2017

Kimberly Chandler, Marketing Coordinator

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The class of 2016 graduated college with an average of $37,172 in student loan debt; that’s up 6% from the previous year. In the coming months and years these students are going to find jobs, start families, and begin looking for their starter homes, with many of them still carrying a handsome amou…

To New Grads: Now is the time to start thinking about buying a new home

06/05/2017

Kimberly Chandler, Marketing Coordinator

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I know what you’re thinking, you just received your diploma and may not even have your first job lined up prior to graduation yet, so isn’t thinking about buying a home a bit premature? My answer to that question is a big resounding NO. Now is the best time to start investing into your future; the…

How to sell to millennial homebuyers

04/27/2017

Kimberly Chandler, Marketing Coordinator

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When it comes to homeownership, there has definitely been a lag in the market brought on by the lack of participation from the millennial generation. There are many calculable reasons millennials have delayed homeownership with data showing the the disparity between generation x and their millennial…

The 7 items every real estate agent should keep in their trunk

04/19/2017

Kimberly Chandler, Marketing Coordinator

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As an agent, you know from experience the kinds of curve balls that can be thrown your way when you’re out showing homes to potential buyers. So being prepared in any situation is a must to make sure you can continue business as usual no matter what situation comes your way. We’ve put together our…

5 things you should never say to a real estate agent

04/03/2017

Kimberly Chandler, Marketing Coordinator

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If you’ve been in the industry long enough (or even for a short time) you’ve probably been on the wrong end of a flippant comment or something has been said to you that’s rubbed you the wrong way. Unfortunately, in the world of real estate many don’t understand just how big of an asset having an age…

Spring Cleaning Tips for the Home Garden

03/21/2017

Kimberly Chandler, Marketing Coordinator

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If the presence of birds chirping and sunnier days are any indication, many can expect an early spring this year. This can only mean one thing, it’s time to start getting things cleaned up and in order for the new season. That’s right, its spring cleaning time! Although maintaining your home garden…

Choosing a Refinance Company that’s Right for You

03/09/2017

Kimberly Chandler, Marketing Coordinator

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There are many different motives behind why homeowners may choose to refinance their mortgages. Perhaps they are simply trying to obtain a lower rate, shorten the length of their mortgage term, switch mortgage types, or any other number of reasons. However, regardless of their intention for refinanc…

Getting your Home Garden Cold Weather Ready

01/30/2017

Kimberly Chandler, Marketing Coordinator

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The winter season is in full swing, and with it brings chillier weather and freezing condensation. These things can wreak havoc on your home garden and leave you with a mess to deal with come spring. However, taking pre-winter steps can help you achieve success during blossom season and your vege…

Credit Card Tips for 2017

01/25/2017

Kimberly Chandler, Marketing Coordinator

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When one year comes to an end and a new year begins, many people start making goals and reorganizing their lives. At the top of most goal-setter’s new year’s list (right after weight loss that is) is financial rehabilitation. That being said, making the smartest credit card decisions can set you up…

Surviving the Holidays with NO debt!

12/23/2016

Kimberly Chandler, Marketing Coordinator

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Last year, Americans found themselves in debt averaging around $1,073 after the holiday season! According to a study done by Magnify Money, 1 out of every 4 Americans will be in holiday debt in 2016. That, on top of other debt obligations, can cause a lot of financial stress for the average family.

Saving Money During the Holidays

12/21/2016

Kimberly Chandler, Marketing Coordinator

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The most wonderful time of year can also be the most stressful. Between making holiday travel plans, and finding the perfect gifts for your loved ones, saving money can feel impossible. However, putting aside money and taking care of holiday expenses is still doable with a bit of preparation and ser…

Winterize Your Life

12/07/2016

Andrew Norman, Sr. Marketing Manager

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As the weather becomes brisker, and the leaves begin to change colors and fall, you should take some time to prepare your home for winter. Doing these things ahead of time can save you money in the long-run, and prevent you from being out in the cold. Heating System Tune-up You should change your…

Why Getting a Home Mortgage May Be the Right Move Even if You Can Pay in Cash

11/17/2016

Kimberly Chandler, Marketing Coordinator

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Since we were old enough to care, we’ve probably had it instilled in our minds that debt is a bad thing and to avoid it at all costs. Many would say this was sage advice, and few would argue with that notion; I wouldn’t argue with that notion. I will, however, contend that mortgage loans may actual…

Building your Emergency Fund

11/03/2016

Kimberly Chandler, Marketing Coordinator

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Unfortunately, humans don’t have the capacity (as of yet) to predict the future, so until that time comes, we must prepare for the unexpected. Making sure to put aside money for an emergency fund is one of the wisest financial decisions one could make. Natural disasters, car accidents, medical emer…

Being A Good Landlord

10/28/2016

Kimberly Chandler, Marketing Coordinator

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For many individuals who have ventured into investment real estate, the potential rewards can be great. However, there are considerable risks and a lot of responsibility that comes with being responsible for real estate property and tenants. Everything that’s worth having is worth working for, so d…

6 Things That Can Drive Up Your Mortgage Rate

10/20/2016

Kimberly Chandler, Marketing Coordinator

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When applying for a mortgage loan, every borrower hopes to receive the best rate possible. However, many may not be certain what factors actually determine the rate they receive. Check out our list below of the top 5 things that could be driving your mortgage rates through the roof! 1) Credit Scor…

Managing Your Student Loan Debt

09/14/2016

Kimberly Chandler, Marketing Coordinator

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It’s 2016 and student loan debt in the U.S. is sitting at a staggering $1.3 trillion. That total is comprised of about 43.3 million borrowers. With that many Americans holding a student loan balance, one might assume that borrowers are educated about all things student loans so that they don’t make…

Are your expensive habits costing you hundreds?

08/24/2016

Kimberly Chandler, Marketing Coordinator

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A habit, as defined by Merriam-Webster, is a usual way of behaving: something that a person does often in a regular and repeated way. Life’s little luxuries are nice to indulge in every now and again, but when splurges become habitual practices, your savings can seriously suffer. Try cutting out s…

Reduce Your Debt-to-Income Ratio

08/17/2016

Kimberly Chandler, Marketing Coordinator

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In the wake of the home finance crisis that began in about 2008, obtaining a mortgage is now more difficult than it was before, but knowing the obstacles will help prepare you for buying a home.  Today’s lenders want to avoid the mistakes that bankrupted yesterday’s lenders.  Additionally, Governmen…

5 Reasons to Consider Using a Real Estate Agent

08/08/2016

Kimberly Chandler, Marketing Coordinator

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Acquiring a house is one of the biggest financial purchases you will make, and navigating the steps to homeownership can be confusing and a little intimidating; even more so if you are in the beginning stages of finding your first home. Would you leave such a big decision and financial burden to cha…

Landscaping ideas that can make your home more secure

08/04/2016

Kimberly Chandler, Marketing Coordinator

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As crime rates in major cities increase, finding clever ways to increase your home’s security is not only shrewd but necessary. Using landscaping in a way that deters would-be burglars could keep you and your property safe. Simple design concepts will help give your home a polished look that doesn’t…

How to save money without doing anything!

07/08/2016

Kimberly Chandler, Marketing Coordinator

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Raise your hand if you hate click-bait headlines. Me too! However, that is NOT what this is. If you’re anything like me, the idea of possessing impregnable willpower that keeps you from spending on simple (yet expensive) pleasures is disheartening. Passing up my grande caramel macchiato every mornin…

Things they don’t teach you in school – but should

06/09/2016

Kimberly Chandler, Marketing Coordinator

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“Why didn’t they teach us this in school?” We’ve all probably said, thought or heard this question numerous times in our lives. Whether it’s referring to how to file taxes, the best way to save and invest or how to negotiate contracts and salaries, I’m sure we could come up with a pretty extensive…

Benefits of Bathroom Renovations

05/26/2016

Kimberly Chandler, Marketing Coordinator

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Renovating a bathroom is not an easy undertaking but the added value and aesthetic appeal it can bring to your home may be worth the challenge. Investing in strategic updates on key fixtures could lead to a big return and you don’t have to spend a fortune. Check out these tips on basic renovations t…

Pros and cons of purchasing a foreclosure

05/16/2016

Kimberly Chandler, Marketing Coordinator

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If a great deal on a new home is the most important factor in your home purchase, you may be considering purchasing a foreclosure. Many home buyers go this route so that they can buy properties that are significantly discounted in order to use the money saved on remodeling and renovations; however,…

Home ownership. How soon is too soon?

05/09/2016

Kimberly Chandler, Marketing Coordinator

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So, you’re debating whether you should purchase a home and many questions are running through your mind. “Is this the right decision for me?”, “Can I afford a house?”, “Is it worth it to own?” Well, we have the answer for you! We don’t know.  Deciding to purchase a house depends on a number of perso…

What's so great about solar panels and why is everyone talking about them?

05/05/2016

Kimberly Chandler, Marketing Coordinator

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Many question the benefits of going green when it comes to boosting the values of their home. Can improvements such as solar panels and energy conserving fixtures actually increase the value of a home? [caption id="attachment_758" align="alignright" width="231"] click on image to enlarge[/caption]…

Four Tips on Negotiating a Home Purchase Price

05/03/2016

Kimberly Chandler, Marketing Coordinator

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For many inexperienced homebuyers, negotiating a final sale price can seem rather intimidating. Every homebuyer wants to make an offer most in their favor, which is why proper negotiation plays such an important role in the process. Here are four quick tips to help you get started on negotiations. 1…

Why it's important to get pre-approved

05/02/2016

Kimberly Chandler, Marketing Coordinator

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Beginning the process of looking for a new home can be a daunting task and for many first time home buyers, knowing where to start can be confusing. You may be asking yourself “how do I go about paying for a house?” or “how much home can I afford?” Well, both of those questions can be answered after…

How Much Should You Save for Retirement? Four Factors to Consider

04/29/2016

Kimberly Chandler, Marketing Coordinator

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When it comes to saving for retirement, many people have no idea how much money they should put aside to retire the way they want to. An ideal retirement figure depends on a wide range of factors, from desired retirement age to percentage of income saved every year. Here are four common factors used…

The Benefits of an Online Lender

04/12/2016

Kimberly Chandler, Marketing Coordinator

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It’s 2016, and in a time where computers, tablets and mobile devices are increasingly changing how consumers do business across all markets, mortgage lenders are finding that they must adapt to the needs of their borrowers. AmeriSave Mortgage Corporation consistently stays ahead of the curve. Since…

AmeriSave Mortgage Given A Rating by the Better Business Bureau

01/15/2014

Andrew Norman, Sr. Marketing Manager

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AmeriSave Mortgage Corporation is a Better Business Bureau (BBB) Accredited Business with an A Rating.  Operating with honesty, reliability and integrity in today's lending environment, AmeriSave's mission is to save our borrowers time and money in their home purchase or refinance transactions. Amer…

Common Real Estate Scams and How to Avoid Them

07/17/2013

Andrew Norman, Sr. Marketing Manager

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During the housing bubble scams commonly manifested among fraudulent brokers issuing predatory loans or, as home flipping reached a feverish pitch, real estate gurus charging tens of thousands for get-rich-quick courses. When the bubble burst, many of those same swindlers set their sights on cash-st…

Four Ways to Reduce Home Electricity Costs During Summer Months

07/15/2013

Andrew Norman, Sr. Marketing Manager

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During the summer months, many people experience a sudden and unwanted uptick in their monthly energy bills. The change almost always occurs due to increased use of the air conditioning system, which uses a considerable amount of energy. Here are three tips to help homeowners keep their homes cool w…

Five Tips For First Time Home Buyers

06/10/2013

Andrew Norman, Sr. Marketing Manager

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For many first time home buyers, the prospect of finding and purchasing a home can be a bit overwhelming. Here are five tips to help you get started on the path to home ownership. 1. Determine what type of home matches your needs. Residential properties come in a wide variety of shapes and sizes, fr…

Why is Spring the Best Time to Sell a Home?

05/22/2013

Andrew Norman, Sr. Marketing Manager

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In real estate, as in many other things in life, timing is everything. For many homeowners and prospective home-buyers, the decision of when to buy or sell a home can have a tremendous impact on the price, ease of sale, and competition. Many professionals in the real estate sector point to spring as…

How to Prepare Your Home For an Appraisal

05/20/2013

Andrew Norman, Sr. Marketing Manager

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In today’s housing market, a well-executed appraisal can add thousands of dollars of value to your home. It is important to prepare your home long before an appraiser ever arrives on the scene. Here is a quick list of tip to maximize the appraisal value of your home. 1. Clean the interior of your ho…

How to Save Money on Mortgage Payments

03/06/2013

Andrew Norman, Sr. Marketing Manager

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Financial advisors generally recommend spending in the range of 30% of a household’s monthly income on a mortgage payment.  Some homeowners have seen their incomes decline in the last few years and others may have budgeted more than 30% for their mortgage payments to begin with.  If you’ve found you…

HARP Hits 2 Million, Mortgage Interest Tax Deduction Under Spotlight, and Home Ownership Trends

02/20/2013

Andrew Norman, Sr. Marketing Manager

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2 Million HARP Refinances Government sponsored housing agencies Fannie Mae and Freddie Mac have reached a major milestone, 2 million refinances have been closed since inception of HARP (Home Affordable Refinance Program) in March of 2009.  HARP is setup to assist homeowners who are current on mortga…

Three Mortgage Options for Different Stages in Life

11/27/2012

Andrew Norman, Sr. Marketing Manager

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uying a home is the quintessential American dream and there are many financing options to consider when doing so.  Your mortgage needs will change as you enter different phases in life and there are many products suited to these stages. Your First Home With historically low interest rates, young pr…

How to Buy a Short Sale Home

11/15/2012

Andrew Norman, Sr. Marketing Manager

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Low interest rates have home sales really picking up steam lately, but a depressed economy and underwater mortgages have left many struggling homeowners with little option other than a short sale.  A short sale is the sale of a property in which the proceeds from the sale fall short of the balance o…

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Loans up to $453,100 Rate* APR* Points*
30 Year Fixed 3.750 4.110 3.897
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AmeriSave Mortgage Corporation, NMLS ID #1168, (www.nmlsconsumeraccess.org); Corporate Office: 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA 30305. Additional licensing information may be found by clicking here on this "Licensing" link. For questions regarding state licensing, please contact (866) 970-7283. Not all products and options are available in all states. Terms are subject to change without notice. Some people portrayed are professional models. ©2018 AmeriSave Mortgage Corporation.
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