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Okay, so one time, I was helping a first-time buyer from my Louisville neighborhood compare homes in different states, and she was completely stunned when I sho
Look. When I first started in the mortgage business at 18, I thought modular homes were just fancy mobile homes. Yeah, I was that wrong. Fast forward to now, an
For example, insurance notifications. It sounds boring, doesn't it? But here's why your rate might go up even if you have afixed mortgage, and how we make sure
What Makes VA Loans Assumable? Here's the deal: VA loans let someone else step into your shoes and take over your exact loan terms. This isn't some new feature.
Understanding Land Loans in Today's Market: What You Need to Know Okay, so here's what happened last week. A client called me—first-time home buyer, totally ove
When you're getting ready to buy a home, you'll hear lenders talk about prequalification and preapproval like they're interchangeable terms. They're not. Unders
What Is a Good Credit Score to Buy a House? Let's cut straight to what you really want to know: a good credit score to buy a home is one that helps you secure t
Understanding the No-Credit Challenge: What This Really Means for Your Homebuying Journey Look, here's the deal: I talk to people every single week who think th
Understanding Home Affordability Before You Even Talk to a Lender I was working with our team on improving our qualification tools, and I realized something tha
Understanding Mortgage Calculators: What They Do and Why You Actually Need One Okay, so I was working on a project review meeting and someone brought up our mor
