Home Loan Refinancing

Get cash

Take cash out of your home’s equity to pay bills or for any purpose.

Take Cash Out

Lower my payment

Save money with a refinance by lowering your monthly payments.*

Reduce My Payment

Payoff your home faster

If you want to own your home faster, then a shortened loan term could help make that a reality.

Reduce My Term

Low Mortgage Rates

Quick Quote
Quick Approval
Start Saving!

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Homeownership Insights

by
BJ Ogilvie
• 10 min read

How Much Home Equity Can (and Should) I Borrow?

Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer.

by
Jessica Gibson
• 10 min read

Homeowner’s Guide to Home Equity Loans and Lines of Credit

Soaring home values have many Americans tapping their home equity for cash — is it the right approach for you?

by
Jessica Gibson
• 10 min read

Should I get a cash-out loan?

Recent trends in the housing market, including increased home prices and values, make cash-out refinancing an exciting option for many Americans looking for money to spend or invest.

by
Michael Bloch
• 5 min read

Choosing A Refinance Company That’s Right For You

There are many compelling reasons you might want to refinance your mortgage – to obtain a better interest rate, to shorten the length of the loan term, to switch mortgage types.

by
CARL SMITHERS
• 5 min read

Reduce Your Debt-To-Income Ratio

Discover common questions first-time homebuyers have and get expert answers. Start your homebuying journey with confidence!

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What our customers have to say

Highly recommend

This is my second time using AmeriSave and the process is always easy and convenient. The mortgage banker that helps me takes the time to answer my many questions and concerns and always does everything he can to get me the best rates.

Jerry S
Elephant Butte, NM

Quick and easy!

The process has been very quick and easy for a first timer like myself. Being able to provide things on-line via chat & email lets me handle things while taking care of other tasks.

Veron M.
Lawrenceville, GA

Fantastic, easy, second use

I cannot imagine an easier experience with anyone else. Everyone is friendly, helpful and simply caring. Love working with them.

Sprak
Charles Town

AmeriSave is GREAT

Fantastic. Great company and staff. Professional and quick. The process from beginning to end was painless and speedy. Would recommend with 10 stars.

Jerry S
Elephant Butte, NM

Beyond my expectations

Above and beyond! Great to work with! I am so happy I found you! You made the process easy and now I get to enjoy my new home! I was even able to close 2 weeks earlier than expected! WOW!! Thanks for everything!

Sabrina
South Fulton, TN

Effortless Process

I didn’t expect our lender to be the one to step up and communicate with everyone involved. AmeriSave made everything really easy for us.

Clayton
McKinney, TX

Awesome customer service

I highly recommend AmeriSave for its excellent customer service; they have people who speak Spanish. I will always be grateful for their diligent approach to completing my loan process in the time required!

Elda
Houston, TX

Highly recommend

This is my second time using AmeriSave and the process is always easy and convenient. The mortgage banker that helps me takes the time to answer my many questions and concerns and always does everything he can to get me the best rates.

John
Springfield, IL

Quick and easy!

The process has been very quick and easy for a first timer like myself. Being able to provide things on-line via chat & email lets me handle things while taking care of other tasks.