A conventional mortgage is a home loan that the federal government does not insure or guarantee. It usually follows the rules set by Fannie Mae and Freddie Mac for lending.
Correspondent lending is a mortgage model where a lender originates, underwrites, and funds your home loan using its own money, then sells that loan to a larger investor after closing.
A credit score for mortgage lending is a three-digit number that lenders use to gauge how likely you are to pay back a home loan on time and in full.
What Closing Costs Really Mean for a California Home Buyer Buying a home in California is exciting right up until someone hands you a stack of numbers and asks...
What makes a mortgage jumbo in California The most common misunderstanding I've run into about jumbo loans is that they're only for mansions and luxury buyers....
