A contingent offer in real estate is a purchase agreement that has certain conditions, called contingencies, that must be met before the sale can close. This protects the buyer from unexpected problems.
A conventional mortgage is a home loan that the federal government does not insure or guarantee. It usually follows the rules set by Fannie Mae and Freddie Mac for lending.
Correspondent lending is a mortgage model where a lender originates, underwrites, and funds your home loan using its own money, then sells that loan to a larger investor after closing.
A credit score for mortgage lending is a three-digit number that lenders use to gauge how likely you are to pay back a home loan on time and in full.
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