Personal Finance

It’s no secret that the homebuying and mortgage process is a long journey that can last weeks or even months. Each step can be filled with a number of considerations like: In what kind of community do you want to live? What style of home do you like? Do the homes you’re looking at need…

Ah, retirement: Time to travel, relax, and finally check some things off your bucket list. For homeowners aged 62 and older, a reverse mortgage is a way to tap into your home equity and fund the retirement you’ve been working toward. Learn how a reverse mortgage works, the pros and cons, and what you need…

Tax season is approaching, offering numerous tax breaks for American homeowners based on their real estate holdings. These deductions, such as mortgage interest, can lead to substantial savings. Understanding these benefits and how to leverage them when filing is crucial for maximizing affordability and rewards in homeownership. Here are the most common tax deductions for…

If you’re buying a home when self-employed, you’ll likely have a more challenging path to getting a mortgage than someone with “traditional” employment. Your mortgage lender will require additional documentation, mainly to help prove that your employment and income are stable and reliable. The good news? With a bit of planning and preparation, you can…