Couple reviewing pre-approval documents for home purchase

8 Common Questions for First-Time Homebuyers

There are few things more exciting than exploring the world of homeownership. Perhaps after months of binge watching HGTV and swiping through listings on Zillow, you’re ready to make the leap. But the ins and outs of buying a home can be overwhelming, so it’s important to fully understand the home buying process, especially if…

Illustration of a house with a percentage sign

Can I Buy a House Without Putting 20 Percent Down?

If you’re thinking about buying a home but concerned about meeting the minimum down payment requirements, there’s good news. Lower down payment options are available, ranging from as little as 5 percent to 0 percent, alongside specialized first-time homebuyer programs. While the 20 percent down payment has been standard, mortgage lenders now offer various programs…

Credit Affects Mortgage Rates

How Credit Score Affects Mortgage Rate?

Let’s give credit where it’s due – to you. You’re here because you’re looking into how your credit score affects your ability to buy or refinance a home and to understand how your credit can impact the rates you’re offered. Understanding how credit affects mortgage rates is crucial, as it’s one of the primary factors…