Illustration of a house with a percentage sign

Can I Buy a House Without Putting 20 Percent Down?

If you’re thinking about buying a home but concerned about meeting the minimum down payment requirements, there’s good news. Lower down payment options are available, ranging from as little as 5 percent to 0 percent, alongside specialized first-time homebuyer programs. While the 20 percent down payment has been standard, mortgage lenders now offer various programs…