When payments stop being manageable, the choices you make early decide how much damage gets done. These guides explain forbearance and deferment, how a short sale works, what foreclosure does to your credit and your timeline, and where bankruptcy leaves your mortgage.

Introduction: Why the Choice Between These Two Is Bigger Than the House Every borrower situation is different, and that is...

What Every Homeowner Facing Financial Hardship Needs to Know Let me be honest with you about something. The call I...

When I talk to borrowers who are struggling with mortgage payments, the conversation usually starts the same way: they're terrified,...

What Mortgage Assistance Really Means for Homeowners Look, here's the deal. Nobody plans to fall behind on their mortgage. A...

Understanding Bankruptcy and Your Path Back to Homeownership Look, I've been in mortgage sales since I was 18, and I...

Look, here's the deal. When you're staring at a mortgage payment you can't make, the panic sets in fast. I've...