New Search

If you are not happy with the results below please do another search

115 search results for: /

1

5/1 ARM vs. 5/6 ARM: Key Differences

Elevated home prices and rising interest rates have sparked renewed interest in home loans that can lower monthly mortgage payments, like adjustable-rate mortgages (ARMs). If you’re shopping for a home, take the time to understand this mortgage option. This article explores the key differences between 5/1 and 5/6 ARM loans, crucial when considering adjustable-rate mortgage […]

2

How to Use Home Equity Responsibly

Thinking about tapping into your home equity to fund renovations, invest in a business, or pay off debt? Many homeowners are exploring these options as home values rise. This trend has led to a significant increase in home equity financing. According to TransUnion, HELOC originations surged 41% and home equity loans rose 29% in the […]

3

CCPA Recruitment Disclosure

AMERISAVE MORTGAGE CORPORATION PRIVACY NOTICE – RECRUITMENT Effective Date: 06/23/2023 The following notice applies solely to natural persons who are California residents, as defined in Section 17014 of Title 18 of the California Code of Regulations. We adopt this notice to comply with the California Consumer Privacy Act (CCPA). It is AmeriSave Mortgage Corporation’s intent […]

4

Borrowing Home Equity: What’s Ideal for You?

Rising home values in 2022 and into 2023 have contributed to overall market volatility and made it more challenging to be a buyer. However, this real estate market has proven to be a boon to many homeowners who are content to stay put. That’s because higher home values mean they have more equity than ever. […]

5

AmeriSave Awarded USPS Connect Local Mail Award

AmeriSave Mortgage wins USPS Connect Local Mail Award AmeriSave Mortgage proudly Wins USPS Mail Award, a prestigious recognition from a premier organization highlighting our commitment to innovation and customer service. Our success with the Connect Local Mail program is rooted in our ability to execute innovative marketing campaigns effectively. Moreover, this program empowers us to […]

6

What is an Adjustable-Rate Mortgage?

An adjustable-rate mortgage (ARM) — sometimes referred to as a “variable rate mortgage” —offers the opportunity to save money through a low introductory interest rate. But it also has the possibility of a higher monthly mortgage payment once that introductory rate ends. If you’re the right kind of home buyer and you understand how to […]

8

Tips for Buying a House in High Interest Rates

Buying a home in a high-interest-rate environment requires careful planning and strategic decision-making. Despite these challenges, there are effective strategies to navigate this market and achieve your homeownership goals. Whether you’re considering adjustable-rate mortgages, shorter-term fixed-rate loans, or exploring other financial options, understanding how to manage in this environment can make all the difference. Anyone […]

9

A Guide to Mortgage Buydowns

For some prospective homebuyers, rising interest rates might make it feel like the dream of homeownership is slipping away. The good news is that even in a high-rate environment, you have multiple strategies to help you lower your interest rate or the total cost of your loan. One such strategy is the mortgage buydown. Mortgage […]

10

Using Gift Money for a Down Payment on a Home

Saving up tens of thousands of dollars for a down payment can be a daunting challenge, especially if you’re a first-time homebuyer. That’s why a significant monetary gift from a generous family member can be a game changer when you’re working out the finances of buying a home. However, when using gifts for a down […]

©2002-2024 AmeriSave Mortgage Corporation® All Rights Reserved.
Communication Consent: By clicking the button, you are providing express consent for AmeriSave to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. You understand that you are not required to give consent as a condition of purchasing any goods or services.