A preapproval tells sellers you can close, which is why it comes before the offer. These articles separate preapproval from prequalification, lay out the documents underwriters ask for, and cover what complicates approval, self-employment, recent large deposits, and adding a co-borrower.
Getting a Mortgage Without Employment: What Lenders Actually Need Look, I get asked constantly: "Can I really buy a house...
Buying a Home in America When You Weren’t Born Here Look, here’s the deal. If you weren’t born in the...
Last month, one of our clients got a $25,000 wedding gift from her parents to help with the down payment....
How to Really Understand How Mortgage Qualification Works in Today's Market I always tell people who want to borrow money...
Understanding Co-Signing: What You're Really Agreeing To Look, here's the deal. I've spent my entire career in the mortgage industry...
What a Letter of Explanation Actually Is and Why Underwriters Ask for One Every borrower situation is different. That is...
How does using an online mortgage lender work? Online mortgage lenders streamline the home loan process by replacing in-person meetings...
What "Best Mortgage Rate" Actually Means Here is the part most rate-shopping articles skip. The headline number you see in...
What Is a First-Time Home Buyer Education Course? Okay, so here's what happened. I was working with a couple last...
