The money habits you build away from the mortgage decide how ready you are for one. These guides cover paying down debt, building savings, borrowing from a 401(k), budgeting for big expenses like a wedding, and paying yourself first so saving comes before spending.

Last Tuesday, I was working on a calculator project at AmeriSave when a team member mentioned they'd spent hours the...

How Credit Card Refinancing and Consolidation Solve Different Problems Every borrower situation is different. The right answer for one person...

Last month, a client I'd worked with for years called me, voice shaking a little, to tell me that her...

Understanding Money Values: The Hidden Beliefs Driving Every Financial Decision Okay, so here's what happened last month. I was working...

What 'Pay Yourself First' Actually Means and Why It Holds Up Across Cycles Pay yourself first is a savings rule...

Understanding Personal Loans in Today's Market Personal loans have become one of the most popular financing options for Americans dealing...

The Number Everyone Focuses On-And Why It's Costing You Thousands Let me tell you what I see all the time....

Credit card debt is a part of life for many people. Whether it's unexpected expenses or just a balance that...

Okay, so a friend texted me at 11PM last week, asking if making one extra mortgage payment per year would...