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Home Equity & HELOCs

Can You Pay Off Your Home Equity Loan Early in 2026? Complete Prepayment Guide

Can You Pay Off Your Home Equity Loan Early in 2026? Complete Prepayment Guide

Think of it like this: you took out a home equity loan to consolidate debt or renovate your kitchen, and...

Jun 29, 2026|30 min read
First Lien HELOC: 7 Smart Ways to Use Your Home Equity in 2026

First Lien HELOC: 7 Smart Ways to Use Your Home Equity in 2026

Understanding First Lien HELOCs: What Makes Them Different Most people know about regular HELOCs, which are like a second line...

Jun 27, 2026|18 min read
Home Equity Loan Closing Costs - Complete 2026 Guide to Fees and Savings

Home Equity Loan Closing Costs - Complete 2026 Guide to Fees and Savings

Understanding Home Equity Loan Costs: What You Need to Know Before Borrowing Okay, my neighbor Sarah started looking into home...

Jun 27, 2026|15 min read
Using a HELOC for Down Payment on a Second Home: Your Complete 2026 Guide

Using a HELOC for Down Payment on a Second Home: Your Complete 2026 Guide

What You Need to Know About Using HELOCs for Down Payments I've been working with our project teams at AmeriSave...

Jun 27, 2026|15 min read
7 Ways to Refinance Your Second Mortgage in 2026: Save Thousands

7 Ways to Refinance Your Second Mortgage in 2026: Save Thousands

Understanding Second Mortgage Refinancing: What You Need to Know Last month, a homeowner called me panicking because her adjustable-rate HELOC...

Jun 29, 2026|31 min read
What is a Second Mortgage, and How Does it Work in 2026?

What is a Second Mortgage, and How Does it Work in 2026?

What is a second mortgage? A second mortgage is a loan that lets you borrow money using your home as...

Jun 27, 2026|6 min read
What Credit Score Do You Need for a Home Equity Loan in 2026? Complete Requirements Guide

What Credit Score Do You Need for a Home Equity Loan in 2026? Complete Requirements Guide

Understanding Home Equity Loans and Why Credit Scores Matter More Okay, so it struck me how interconnected everything is when...

Jun 24, 2026|14 min read
Mortgage Subordination Explained: 8 Things to Know Before Refinancing With a Second Lien on Your Home

Mortgage Subordination Explained: 8 Things to Know Before Refinancing With a Second Lien on Your Home

Why Refinancing With a HELOC or Second Mortgage Is Actually a Three-Party Negotiation Finding out that their HELOC lender rejected...

Jun 29, 2026|20 min read
Using Home Equity to Buy Another House: Your Complete 2026 Guide

Using Home Equity to Buy Another House: Your Complete 2026 Guide

We’ve had a few clients call to ask if they could use the equity in their home to buy a...

Jun 29, 2026|16 min read