General Education Resources
Is Mortgage Insurance (PMI or MIP) Tax Deductible?
The Timing Trap Most Filers Walk Into The first question to settle is which return you're actually sitting down with,...
How the Federal Reserve Actually Affects Your Mortgage Rate
The Rate You See Is Three Steps Removed From the Fed Start with what the Fed actually voted on. The...
Mortgage Broker vs. Lender in 2026: Which One Should Finance Your Home
The Question Behind the Question When you ask me whether you should go with a broker or a direct lender,...
Escrow Cushion Requirements by State in 2026: How Much Extra Lenders Can Collect
The Cushion Math Is the Same Wherever You Buy I get this question a lot, usually framed as "my cousin's...
How To Finance an Airbnb in 2026: A Capital Markets Guide to Short-Term Rental Loans
What Financing an Airbnb Actually Means Plenty of people ask whether an Airbnb can be financed. The answer is yes....
11 Best States to Invest in Real Estate in 2026
Why “Best State” Is the Wrong Place to Start I've spent close to three decades in mortgage finance, and the...
How to Find a Real Estate Mentor: A 2026 Guide to Guidance Worth Taking
What a Real Estate Mentor Actually Does A real estate mentor is an experienced practitioner, usually an active investor or...
Average Home Appreciation Per Year: What the Data Shows in 2026
Ask ten people what a home gains in value each year and most will tell you 3 to 5%. That...
How to Build a Real Estate Portfolio in 2026: Strategy, Financing, and Cash Flow
Start With the Timeline, Not the Property The first question I ask an investor who wants to build a real...