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4.5 out of 5|13,847 reviews
4.5 out of 5|13,847 reviews4.5 out of 5|13,847 reviews
Buy a home at a higher price pointGet up to $1.5 million in financingMake a strong offer in an aggressive market
Get approved in minutes with industry-leading technology that analyzes all your financial factors.
Secure a competitive rate to maximize your buying power and monthly savings.
Verify your income and credit before you shop, so sellers know you're serious about buying.
Over 730K clients. 23 years’ experience. One goal: helping you build a brighter future.
See your best loan options with technology that analyzes your finances in real time.
Pick the right loan and term that helps you achieve your unique homeownership goals.
Get approved and funded quickly, so you can enjoy your new financial freedom.
See your best loan options with technology that analyzes your finances in real time.
Pick the right loan and term that helps you achieve your unique homeownership goals.
Get approved and funded quickly, so you can enjoy your new financial freedom.
Most jumbo loans require a minimum credit score of 700. Some lenders may approve slightly lower scores from borrowers with other strong factors. A higher score often helps you qualify for better rates and terms.
Jumbo loans often require a down payment of 20%, depending on your loan’s amount and credit profile. Putting down 20% or more may help you avoid paying private mortgage insurance (PMI) and secure a more competitive interest rate.
Jumbo loans can be used for second homes or investment properties, but requirements are often stricter. You may need a higher credit score, larger down payment, and more cash reserves to qualify for this type of purchase.
Jumbo loan rates can be slightly higher than conventional rates because they aren’t backed by government-sponsored entities. However, strong borrowers may still qualify for competitive rates. AmeriSave’s tools can help you determine the rate that fits your situation.
