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4.5 out of 5|13,847 reviews
4.5 out of 5|13,847 reviews4.5 out of 5|13,847 reviews
No pay stubs or W-2s neededBuild a portfolio of propertiesA simpler way to finance investment properties
Get a lower rate than other investment loans to save on monthly payments.
Better pricing and loan-to-value (LTV) limits with a DSCR ratio of 1.00 or higher.
Loan amounts from $100K to $1.5M for purchase, refinance, or cash-out refinances.
Over 730K clients. 23 years’ experience. One goal: helping you build a brighter future.
See your best loan options with technology that analyzes your finances in real time.
Pick the right loan and term that helps you achieve your unique homeownership goals.
Get approved and funded quickly, so you can enjoy your new financial freedom.
See your best loan options with technology that analyzes your finances in real time.
Pick the right loan and term that helps you achieve your unique homeownership goals.
Get approved and funded quickly, so you can enjoy your new financial freedom.
A debt service coverage ratio (DSCR) loan qualifies you based on your property’s rental income potential rather than your personal income. It’s designed specifically for investment properties.
We divide your property’s monthly rental income by its monthly mortgage payment (including taxes and insurance). A ratio of 1.00 or higher indicates that the property generates enough income to cover its expenses.
Yes. While additional requirements apply, we welcome short-term rental properties and can help structure your loan appropriately.
You’ll need a minimum FICO score of 680 to qualify for an AmeriSave DSCR loan.
Absolutely. We can close your loan under your business entity if you own at least 50% of the LLC.
